Would I be able to have a checking account for my business if I file bankruptcy? 10 Answers as of September 09, 2015

I have a small vending route and need to have a checking account. Will the banks let me have one after filing bankruptcy?

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Ronald K. Nims LLC | Ronald K. Nims
Yes, bankruptcy doesn't interfere with your ability to get a checking account, only having a previous account with bad checks does. Of course, if you can't get a checking account because you've bounced a lot of checks in the past, bankruptcy isn't going to fix that.
Answer Applies to: Ohio
Replied: 9/9/2015
Janet A. Lawson Bankruptcy Attorney
Janet A. Lawson Bankruptcy Attorney | Janet Lawson
Yes. They won't close the one you have, even if you owe them money.
Answer Applies to: California
Replied: 8/19/2015
Freeman Law Group, LLC
Freeman Law Group, LLC | Derek Freeman
Banks have their own rules about who qualifies for a checking account. That being said, banks have no reason to deny you a checking account if you filed bankruptcy. If your credit rating disqualifies you from opening a checking account, there are ways to raise your credit score, such as opening a secured credit card account.
Answer Applies to: Colorado
Replied: 8/19/2015
The Law Office of Darren Aronow, PC
The Law Office of Darren Aronow, PC | Darren Aronow
Yes, the checking account is off of your tax id number not your social security number so the bankruptcy will have no effect.
Answer Applies to: New York
Replied: 8/18/2015
A Fresh Start
A Fresh Start | Dorothy G Bunce
That is a decision for each bank to make, but typically, unless you had an account with the bank before that went bad, any bank will welcome you as a customer.
Answer Applies to: Nevada
Replied: 8/18/2015
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