Would father's other insurance policies be affected by an at fault accident of daughter? 3 Answers as of May 20, 2016

Car is in daughter's name only, insurance policy, for this car only, is listed in father's and daughter's name. If she were to get into an accident, could father be liable in anyway?

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Law Offices of Ronald A. Steinberg & Associates | Ronald A. Steinberg, BA, MA, JD
No. Only titled owner and driver.
Answer Applies to: Michigan
Replied: 5/20/2016
Downriver Injury and Auto Law | Michael Heilmann
In Michigan the owner of the vehicle is the liable party no matter who was driving. If the father did not own the vehicle, he has no liability for the daughter's at fault accident.
Answer Applies to: Michigan
Replied: 5/20/2016
Gregory M Janks, PC
Gregory M Janks, PC | Gregory M Janks
Michigan has an Owner Liability Statute that makes the owner and negligent driver of a vehicle co-liable for any provable negligence/damages from a crash. Typically if one is not an owner of a vehicle that was negligently operated, and was not the negligent driver thereof, there would be no liability on that person (even if a co-insured of the vehicle). Insurer rate decisions are usually non-transparent and I'm not sure what effect a claim against 1 policy would have on another policy (theoretically none, but you'd best ask your insurer).
Answer Applies to: Michigan
Replied: 5/20/2016
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