Will my credit rating affect my husbands if I have filed for bankruptcy? 3 Answers as of December 18, 2010My husband wants to buy a house, The financier said that the new laws over in Australia say that I have to go on the application because we are married and he is getting the 1st home owners grant. But I have been bankrupt and I have been discharged for 1 yr, I served 3 years in it. I do not want to affect his credit rating, can I apply with him, will it affect him in any way if I do? Is it true about the law?
Law Office of L. Paul Zahn | Paul Zahn
This is not a legal issue, as the courts do not establish, modify, or otherwise effect credit scores which are the dominion of the credit agencies. That said, it is my understanding that each person's credit score is based upon their history and theirs alone. It would probably be a good idea to contact one or more of the credit agencies with this question, however.
Answer Applies to: California