Will credit card judgments be discharged in bankruptcy? 16 Answers as of June 10, 2013

If a credit card company sues me and wins, can damages awarded to plaintiff ( including plaintiff's attorney fees + court costs) be discharged in a chapter 7 bankruptcy?

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Law Office of Asaph Abrams
Law Office of Asaph Abrams | Asaph Abrams
Credit card damages awarded by judgment are dischargeable in bankruptcy.
Answer Applies to: California
Replied: 5/26/2011
Burnham & Associates
Burnham & Associates | Stephanie K. Burnham
Yes, a judgment issued for credit card debt is dischargeable in Bankruptcy so long as there was no fraud in using the credit.
Answer Applies to: New Hampshire
Replied: 5/17/2011
Law Offices of Michael J. Berger
Law Offices of Michael J. Berger | Michael J. Berger
Yes.
Answer Applies to: California
Replied: 6/10/2013
Mercado & Hartung, PLLC
Mercado & Hartung, PLLC | Christopher J. Mercado
Yes, judgments are dischargeable in BK.
Answer Applies to: Washington
Replied: 5/16/2011
Janet A. Lawson Bankruptcy Attorney
Janet A. Lawson Bankruptcy Attorney | Janet Lawson
Yes, done all the time. If you own a home, the the judgement may have become a lien on it. Often these can be removed in the bankruptcy process.
Answer Applies to: California
Replied: 5/13/2011
    Cohen & Kendziorra, P.A.
    Cohen & Kendziorra, P.A. | Robert S. Cohen
    A judgment remains on your record when there is a title search performed usually when you buy or sell property. It can be avoided in a separate motion against your homestead.and removed only against your homestead, no other property. The judgment creditor can no longer try to collect on the judgment other than waiting for you to sell or buy real property.
    Answer Applies to: Florida
    Replied: 5/13/2011
    Bankruptcy Law office of Bill Rubendall
    Bankruptcy Law office of Bill Rubendall | William M. Rubendall
    Most judgments, including credit card judgments are discharged in bankruptcy. This includes the principle amount, interest, attorney fees and court costs. Be sure to send a notice to the attorneys as well as the judgment creditor and any collection companies.
    Answer Applies to: California
    Replied: 5/13/2011
    Law Offices of J. L. Haddock, PLLC
    Law Offices of J. L. Haddock, PLLC | Jared L. Haddock
    Generally yes, a civil judgment is dischargeable in Chapter 7 bankruptcy.
    Answer Applies to: Michigan
    Replied: 5/13/2011
    Bankruptcy Law Office of Robert Weed
    Bankruptcy Law Office of Robert Weed | Robert Weed
    Yes. Credit card debts and credit card judgments are probably the biggest single reason people file bankruptcy.
    Answer Applies to: Virginia
    Replied: 5/13/2011
    The Schreiber Law Firm
    The Schreiber Law Firm | Jeffrey D. Schreiber
    Unless the credit was obtained by fraud, yes, it can be discharged.
    Answer Applies to: California
    Replied: 5/12/2011
    Judith A. Runyon, Esq. Attorney at Law
    Judith A. Runyon, Esq. Attorney at Law | Judith A. Runyon
    Yes, but the judgment, if recorded, still stands.
    Answer Applies to: California
    Replied: 5/12/2011
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