Will bankruptcy remove my son’s student loans? 25 Answers as of June 20, 2011

Student loans are generally non-dischargeable in bankruptcy.

Student loans are not dischargeable in bankruptcy. Further, if they are your son's loans, your filing a bankruptcy will have no bearing on them. Also be aware that government regulations allow about a 25% penalty if the loans go into formal default.

Student loans are not dischargeable in bankruptcy unless you can show undue hardship.

Unfortunately, you can't generally go bankrupt on student loan, with very, very few exceptions. Also, if they are his loans, meaning he signed for them and not you, your going bankrupt what not eliminate any debt he individually has taken on, even if he is your dependent and under 21. If you signed for them, you are probably stuck with having to pay for them. You should consult with a bankruptcy attorney to see if perhaps you fall into one of the very narrow exceptions that allow you to discharge them, many bankruptcy attorneys will either speak to you over the phone or do a free initial consultation. Good luck to both of you!

Bankruptcy doesn't help with student loans.

Student loans non-dischargeable in bankruptcy, unless you can show severe hardship, like a serious disability.

You're asking if YOUR bankruptcy will eliminate your SON's obligations on a student loan? The answer is no. Student loans are not even dischargeable (except in rare circumstances) in a case filed by the obligor. Bankruptcy only affects the obligation to pay debts of the party filing the bankruptcy. If it could eliminate other people's debts, only one person would need to file bankruptcy and everyone else in the world would benefit.

Student loans are non-dischargeable in bankruptcy unless they are not federally funded.

Student loans are not dischargeable in bankruptcy.

Student loans are not dischargeable in bankruptcy unless you can show that your son is not capable of working due to a medical illness or condition.

In the absence of extreme hardship, student loans are not discharged in bankruptcy.

No. Student loans are almost always non-dischargeable in bankruptcy.

Most likely not. Student loans are not dischargeable in bankruptcy unless it imposes a hardship. The hardship standard is essentially whether requiring you to pay the student loans will not leave you enough money to pay rent or for food - high standard.

Student loans are not typically dischargeable in bankruptcy.

Student loans are generally not dischargeable. If they are, then the person who signed for the loan must file to discharge the debt. If you both signed, then you would both need to file. That said, it is highly unlikely that he can eliminate those debts.