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Mazyar Hedayat and Associates | Mazyar Malek Hedayat
According to the Bankruptcy Abuse Prevention and Consumer Prevention Act, the amount of time that must pass between a past and future discharge is as follows: 727(a)(8) 8 Yrs. between two Chapter 7 Discharges 727(a)(9) 6 Yrs. between Chap 13 and 7 Discharges 1328(f)(2) 2 Yrs. between two Chapter 13 Discharges 1328(f)(1) 4 Yrs. between Chapter 7 and 13 Discharges The relevant measurement is from the first discharge date to the second filing date. I hope this information has been helpful.
Answer Applies to: Illinois
Replied: 12/23/2011
Theodore N. Stapleton, PC | Theodore N. Stapleton
One day after the 8th anniversary of the discharge date in 2004.
Answer Applies to: Georgia
Replied: 12/14/2011
Indianapolis Bankruptcy Law Office of Eric C. Lewis | Eric Lewis
You can file for Chapter 7 bankruptcy relief every 8 years (from date of filing to date of filing). You can file for Chapter 13 in the meantime if immediate relief is needed.
Answer Applies to: Indiana
Replied: 12/14/2011
Lakelaw - Loop Bankruptcy | David Leibowitz
8 years after date of last petition
Answer Applies to: Illinois
Replied: 12/14/2011
The Law Offices of Kristy Qiu | Mengjun Qiu
You can file right now.
Answer Applies to: Florida
Replied: 12/13/2011
Dan Wilson Bankruptcy | Dan Wilson
Eight years from date of FILING previous Chapter 7.
Answer Applies to: Colorado
Replied: 12/13/2011
Janet A. Lawson Bankruptcy Attorney | Janet Lawson
You can file a chapter 13 now. You need 8 years from the filing of the chapter 7 to do it again.
Answer Applies to: California
Replied: 12/13/2011
Bankruptcy Law office of Bill Rubendall | William M. Rubendall
If a chapter 7 discharge is obtained, a debtor can file a chapter 13 four years later.
Answer Applies to: California
Replied: 12/13/2011
Charles Schneider, P.C. | Charles J. Schneider
A chapter 7 can be filed 8 yrs from the date of the filing of the prior chapter 7. A chapter 13 can be filed at any time but to receive a discharge in most cases it is 6 yrs from the date of the chapter 7 filing.
Answer Applies to: Michigan
Replied: 12/13/2011
Judith A. Runyon, Esq. Attorney at Law | Judith A. Runyon
8 years from the date you FILED your last Bankruptcy for a ch. 7 and 4 years for a ch. 13.
Answer Applies to: California
Replied: 12/13/2011
Law Office of Lynnmarie A. Johnson | Lynnmarie Johnson
Eight years from the discharge date of prior Chapter 7.
Answer Applies to: Michigan
Replied: 12/13/2011
Athena Legal, LLC | Athena Inembolidis
You can do a Chapter 7 eight years after filing the previous Chapter 7. You could do a Chapter 13 now which is the repayment bankruptcy.
Answer Applies to: Ohio
Replied: 12/13/2011
Law Office of Simon Goldenberg, PLLC | Simon Goldenberg
If you filed a Chapter 7 Bankruptcy, then you can attempt to file a new Chapter 7 after 8 years from the date of the first filing. The timeline is shorter if you will be attempting to file a Chapter 13. If you are looking to settle your debts outside of bankruptcy, you do not have to wait any specified time - there is no correlation between this process and your prior bankruptcy.
Answer Applies to: New York
Replied: 12/13/2011
The Law Office of Darren Aronow, PC | Darren Aronow
You can file a chapter 7 after 8 years of your prior chapter 7 discharge, but you can file a chapter 13 now.
Answer Applies to: New York
Replied: 12/13/2011
Law Offices of Daniel Moulton | Daniel Moulton
Eight years from the date of your last filing.
Answer Applies to: Illinois
Replied: 12/13/2011
Charles R. Nettles - Attorney at Law | Charles R. Nettles
You must wait 8 years from filing date to filing date. You cannot file until sometime in 2012.
Answer Applies to: Texas
Replied: 12/13/2011
Jakob-Barnes Law Firm, LLC | Jennifer Jakob-Barnes
You have to wait 8 years between filing Chapter 7 bankruptcies. If you previously filed a Chapter 7 bankruptcy and now want to file a Chapter 13, you have to wait 4 years to receive a discharge in the Chapter 13.
Answer Applies to: Georgia
Replied: 12/13/2011
Sanders Law, P.A. | Andre Keith Sanders
It depends on the chapter you filed. Chapter 7 must be at least 8 years between the filing dates.
Answer Applies to: Florida
Replied: 12/13/2011
Law Offices of Joseph A. Mannis | Todd Mannis
For filing another Chapter 7, its eight years from the date of filing (and NOT the date of discharge).
Answer Applies to: California
Replied: 12/13/2011
Gregory J. Wald, Attorney at Law | Gregory J. Wald
It depends on whether you filed a chapter 7 or a chapter 13 last time and what type of bankruptcy you want to file this time. However, the waiting period between two chapter 7 cases is 8 years, measured from filing date to filing date.
Answer Applies to: Minnesota
Replied: 12/13/2011
Moore Taylor & Thomas PA | Jane Downey
Depends on the chapters, 7, 11 or 13.
Answer Applies to: South Carolina
Replied: 12/13/2011
Law Office of Robert Sisson | Robert Sisson
Once it has been a full eight years since your last filing, you should be all set to go.
Answer Applies to: Wisconsin
Replied: 12/13/2011
Weber Law Firm, P.C. | William Weber
You must wait 8 years from the date the prior bankruptcy petition was filed to re-file another Ch. 7 case.
Answer Applies to: Texas
Replied: 12/13/2011
Law Offices of James Wingfield | James Wingfield
If the case you filed was under Chapter 7, and you received a discharge, then you will need to wait until at least the same date in 2012 that you filed your previous case if you hope to obtain another discharge.
Answer Applies to: Massachusetts
Replied: 12/13/2011
Carballo Law Offices | Tony E. Carballo
8 years from the date you filed in 2004 assuming that was a Chapter 7 case you last filed and in which you were granted a discharge. Therefore, sometime in 2012 you will be able to file another Chapter 7 case.
Answer Applies to: California
Replied: 12/13/2011
Heupel Law | Kevin Heupel
You can file chapter 13 six years after a chapter 7 and you can file for Chapter 7 bankruptcy again 8 years after your previous chapter 7.
Answer Applies to: Colorado
Replied: 12/13/2011
A Fresh Start | Sean P. Fleming
There is an 8 year bar between Chapter 7 filings, so you will be eligible to file again in 2012. If you need bankruptcy relief now, you will have to file Chapter 13.
Answer Applies to: Illinois
Replied: 12/13/2011
Raxter Law | Jeremiah Raxter
You can file for bankruptcy protection once every eight years.
Answer Applies to: California
Replied: 12/13/2011
Guardian Law Group PLLC | C. David Hester
You can declare again after 8 years.
Answer Applies to: Utah
Replied: 12/13/2011
The Law Offices of Deborah Ann Stencel | Deborah A. Stencel
You can file a Chapter 13 plan now. If you qualify for a Chapter 7, you will need to wait until 8 years have passed from the day you filed a previous, successful Chapter 7.
Answer Applies to: Wisconsin
Replied: 12/13/2011
Ashman Law Office | Glen Edward Ashman
You can do a Chapter 7 starting 8 years from the filing date. You may be able to do a Chapter 13 sooner.
Answer Applies to: Georgia
Replied: 12/13/2011
The Schreiber Law Firm | Jeffrey D. Schreiber
For Chapter 7, it is 8 years from the date the last case was filed. For Chapter 13, it is 4 years.
Answer Applies to: California
Replied: 12/13/2011
Law Office of William C. Wood, LLC | William C. Wood
That would depend on what chapter you filed under. If you filed a Chapter 7 in 2004, you would be eligible to file another Chapter 7 eight years after the filing date.
Answer Applies to: Maryland
Replied: 12/13/2011
The Law Office of Scott M. Hutchinson | Scott M Hutchinson
Assuming you are referring to a Chapter 7 bankruptcy, in order to file another Chapter 7 bankruptcy you have to wait 8 years from the date you filed your previously filed Chapter 7 bankruptcy case.
Answer Applies to: Oregon
Replied: 12/13/2011
Law Office of Stephen P. Dempsey | Stephen P. Dempsey
You can file again.
Answer Applies to: New Jersey
Replied: 12/13/2011
Law Office of Xochitl Anita Quezada | Xochitl Anita Quezada
Eight years from the date of filing.
Answer Applies to: California
Replied: 12/13/2011
Cohen & Kendziorra, P.A. | Robert S. Cohen
It is 8 years from your previous bankruptcy filing date.
Answer Applies to: Florida
Replied: 12/13/2011
Clayton Law Offices | Rose Clayton
You can file a chapter 7 bankruptcy every eight years. So, look to see what month you filed in 2004, and you will be eligible to file a chapter 7 again in that month of 2012. You can file a chapter 13 (which is a 3 to 5 year repayment plan) and only pay back a percentage of your debt, four years after a chapter 7.
Answer Applies to: Massachusetts
Replied: 12/13/2011
