What will happen after I received a summons? 10 Answers as of April 14, 2014

I just received a summons on some medical bills that I couldn't pay. The original debt collector would not work with me whatsoever. I need to know how to resolve this without going to court. It says I must file a response with the court and filing attorney. Any help would be appreciated.

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Patrick W. Currin, Attorney at Law | Patrick Currin
The only likely method to settle this out of court is to pay. If you file a response you might be able to negotiate, but if the debt is valid, BK may be your only solution.
Answer Applies to: California
Replied: 4/14/2014
The Law Office of Darren Aronow, PC
The Law Office of Darren Aronow, PC | Darren Aronow
You should respond (file legal answer in court) but if not then you can file bankruptcy to get rid of the debt.
Answer Applies to: New York
Replied: 4/14/2014
Stephens Gourley & Bywater | David A. Stephens
File an answer with the court and try to work out a settlement with the attorney. Otherwise you could file bankruptcy.
Answer Applies to: Nevada
Replied: 4/11/2014
James T. Weiner & Associates, P.C.
James T. Weiner & Associates, P.C. | James T. Weiner
You will not resolve it without going to court.. a summons is the start of a court case. however if you can pay something call the attorney for the hospital and ask.
Answer Applies to: Michigan
Replied: 4/11/2014
MatthewR. Schutz, Esq | Matthew R. Schutz
You need to serve and file an answer. The attorney will negotiate but he will have limits. Good luck.
Answer Applies to: New Jersey
Replied: 4/11/2014
    SmithMarco, P.C.
    SmithMarco, P.C. | Larry P. Smith
    You would be greatly benefited by discussing this with a lawyer. Collection attorneys run roughshod over debtors in collection court unless you know how to defend yourself.
    Answer Applies to: Illinois
    Replied: 4/11/2014
    Musilli Brennan Associates PLLC
    Musilli Brennan Associates PLLC | John F Brennan
    You will have to answer the complaint, a copy to the court and to the opposition attorney, or you will lose by default. Most probably are going to be found liable for the dot, and you should, at that point, ask the court to set and some form of installment payment which is affordable to you.
    Answer Applies to: Michigan
    Replied: 4/11/2014
    Stacy Joel Safion, Esq.
    Stacy Joel Safion, Esq. | Stacy Joel Safion
    You need to retain an attorney and file an answer.
    Answer Applies to: California
    Replied: 4/11/2014
    Law Office of Andrew Oostdyk
    Law Office of Andrew Oostdyk | Andrew Oostdyk
    If you do not respond to the lawsuit with an Answer filed with the Court, the Creditor will likely get a default judgment against you. The Judgment could then be attached to any property you own. Speak with a lawyer to assess what options you may have.
    Answer Applies to: Texas
    Replied: 4/11/2014
    Edelman, Combs, Latturner & Goodwin, LLC | Daniel A. Edelman
    Unless you contracted to pay a specific amount for an elective procedure, liability for medical debts is for the reasonable value of the services provided. They are remarkably difficult to prove. I suggest that you appear, deny that the amount claimed is reasonable, ask for a trial, and if the amount is significant, ask for discovery of medical records and detailed bills. There are often items which are erroneous, not medically necessary, outrageously overpriced ($25 for an aspirin), and the like.
    Answer Applies to: Illinois
    Replied: 4/11/2014
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