Steven J. Fromm | Steven J. Fromm & Associates, P.C.
Your estate is the only one liable in the event of your death. So she would not be personally liable for your debts and her assets could not be attached by any taxing authorities for these previous debts. Note, however, that such debts must be paid by your estate before such estate can distribute your estate to beneficiaries. So if she is to receive assets from your estate, she could be indirectly impacted by such debts. You may want to explore some inexpensive term insurance to protect her and your other beneficiaries of your estate.
Answer Applies to: Pennsylvania