What is the SOL on credit card debt? 12 Answers as of August 21, 2015

What is the SOL on credit card debt? 5 years or 10 years?

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The Law Office of Darren Aronow, PC
The Law Office of Darren Aronow, PC | Darren Aronow
Ny is 6 years.
Answer Applies to: New York
Replied: 8/21/2015
Janet A. Lawson Bankruptcy Attorney
Janet A. Lawson Bankruptcy Attorney | Janet Lawson
That varies by state. In California it is 4 years. Look up the sol in your state on google.
Answer Applies to: California
Replied: 8/21/2015
Behren Law Firm
Behren Law Firm | Scott Behren
If written contract in Florida is 5 years.
Answer Applies to: Florida
Replied: 8/20/2015
Law Office of Michael Johnson
Law Office of Michael Johnson | Michael Johnson
Depends on your agreement.
Answer Applies to: Florida
Replied: 8/19/2015
A Fresh Start
A Fresh Start | Dorothy G Bunce
The sol varies widely from state to state. The clock begins to tick when payment is 30 days late and ends when a lawsuit is filed. The sol is only a defense to a lawsuit and you must affirmatively raise it in order to use it. In Nevada, the sol on a credit card debt is 6 years. Once a judgment is entered, the sol no longer applies and judgments have a life of their own.
Answer Applies to: Nevada
Replied: 8/19/2015
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