What should I do if I have about $5,000 worth of credit card debt? 4 Answers as of August 27, 2010

I am deep in debt and I am constantly being harassed by collection agencies. Wondering if bankruptcy is my best option, and if so, should I file a 7 or 13?

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David Nelson
David Nelson | David Nelson
$5000 is not deep in debt.

You should not file any bankruptcy, I recommend a 2nd job, and if that does not bring in enough, try a 3rd job.

Good luck to you.
Answer Applies to: California
Replied: 8/11/2010
Halpern Law Offices
Halpern Law Offices | Daniel B. Halpern
Whether or not you should file for a chapter 7 or chapter 13 bankruptcy depends on your financial circumstances. You are more than welcome to come to our office for a one hour free consultation so that I can better advice you as to what to do.
Answer Applies to: California
Replied: 8/11/2010
Diefer Law Group, P.C.
Diefer Law Group, P.C. | Abel Fernandez
It really depends what your exact situation is. For more information, feel free to call me.
Answer Applies to: California
Replied: 8/11/2010
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