What should I do if I did a bankruptcy but did not reaffirm the loan? Posted on May 22, 2011
Years ago, I did a bankruptcy and didn't re-affirm the loan. I've been in the home for over two years since then. Was on time until 90 days ago, when my hardship of losing unemployment, etc happened. My credit report shows the home is discharged, but my lendor says I can short-sell it. Kinda confused. I need a place to stay until I find work and can save. Not sure what the bank's plan is on getting me out and when. They never put a lean on my condo. My last BK attorney, says I will help you if there's a problem, but that's not very re-assuring at the moment. I don't know how the process works in WA and when I need to leave.
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