What financial documentation do you need to show for a chapter 13 bankruptcy? 19 Answers as of June 19, 2013

What type of financial documentation do you have to show for Chapter 13 and how far back do you need documents? 3 months? 6 months?

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Heupel Law
Heupel Law | Kevin Heupel
To file Chapter 13 you have to provide six months of financial income and a tax return for the last year filed.
Answer Applies to: Colorado
Replied: 10/4/2011
Indianapolis Bankruptcy Law Office of Eric C. Lewis
Indianapolis Bankruptcy Law Office of Eric C. Lewis | Eric Lewis
It depends on your unique situation, but typically you have to have 3 months of bank statements, 6 months of pay advices and two to four years of tax returns.
Answer Applies to: Indiana
Replied: 9/30/2011
Bird & VanDyke, Inc.
Bird & VanDyke, Inc. | David VanDyke
In any bankruptcy filing you must verify, among other things, 6 months income. This will include all income you and your wife made in the 6 months before the month you file.
Answer Applies to: California
Replied: 9/30/2011
Janet A. Lawson Bankruptcy Attorney
Janet A. Lawson Bankruptcy Attorney | Janet Lawson
Everything, no matter what it is, for 6 months.
Answer Applies to: California
Replied: 9/29/2011
North Sound Law, PS
North Sound Law, PS | Spencer Bergstedt
Whether the case is a Chapter 7 or 13, you will be required to submit your last year's tax return, last 6 months of paystubs or pay advices, and last 3 months of bank statements. If you are self-employed or own your own business, you will also need to provide a YTD P&L statement.
Answer Applies to: Washington
Replied: 9/29/2011
    Jackson White, PC
    Jackson White, PC | Spencer Hale
    Wow, that is a broad question. You need to show documents or at least provide sworn written statements about every nook and cranny concerning your financial life. Depending on the documentation, you may need to provide information for up to 2 years (i.e., tax returns - 2 yrs; bank statements - 6 months; pay stubs - 60 days). The illustrations are only a small start. Also keep in mind the trustee could require you produce an even longer history of financial documents if he/she thinks it necessary.
    Answer Applies to: Arizona
    Replied: 9/29/2011
    The Northwest Debt Relief Law Firm
    The Northwest Debt Relief Law Firm | Thomas A McAvity
    It depends on the jurisdiction but I would count on having to provide your most recent tax return, documentation of income for the two months prior to filing and bank statements for all accounts showing the balances on the date of filing.
    Answer Applies to: Oregon
    Replied: 9/29/2011
    Bankruptcy Law Center
    Bankruptcy Law Center | Bill Zurinskas
    For a Chapter 13 bankruptcy in Colorado, all the trustee or court require for filing is the tax return for the year prior to filing and 6 months of pay stubs or other income documentation. For your attorney you need the last four years tax returns, 6 months of paystubs or selfemployment data or othr income documents, copies of all bills or statements and/or credit reports, copies of bank statements, copies of all lawsuits or garnishments and all evidence of ownership of property, such as deed, titles, etc.
    Answer Applies to: Colorado
    Replied: 9/29/2011
    Dan Wilson Bankruptcy
    Dan Wilson Bankruptcy | Dan Wilson
    Evidence of income for 6 months; two years federal and state tax returns; credit reports; current statements from every bank account; retirement account statements; value of vehicles; value of real property; transfers within last two years; monthly budget of recurring expenses; garnishments, repossessions, foreclosures, voluntary returns; unemployment benefits; retirement income; lawsuits. Generally every financial document you have.
    Answer Applies to: Colorado
    Replied: 9/29/2011
    The Law Office of Darren Aronow, PC
    The Law Office of Darren Aronow, PC | Darren Aronow
    The trustee will generally ask you to produce 2 to 4 years of tax returns, 6 to 12 months of bank statements, deeds, titles to vehicles, 60 days pay stubs (but 6 to 12 months if they have reason), insurance policies, retirement accounts, or any other statements of assets you may have. However, if you were filing a 100% payment plan, then the trustee is not likely to require too much documentation as opposed to a plan for a lesser amount.
    Answer Applies to: New York
    Replied: 9/29/2011
    The Merna Law Group, PC
    The Merna Law Group, PC | John G. Merna
    The answer depends on who you are talking about. If you are talking about the court, the financial documents most important are your last two year tax returns and 60 days of pay advices. You attorney will need 6 months of your income statements for other calculations.
    Answer Applies to: Virginia
    Replied: 9/29/2011
    Law Office of Lynnmarie A. Johnson
    Law Office of Lynnmarie A. Johnson | Lynnmarie Johnson
    It varies by court, but generally 2 years of tax returns, 6 months of bank statements, 60 days-6 months of pay stubs, titles to vehicles, recorded mortgages, just for a start. Other things depends on your personal situation.
    Answer Applies to: Michigan
    Replied: 6/19/2013
    The Law Office of Mark J. Markus
    The Law Office of Mark J. Markus | Mark Markus
    This depends on the rules of your court and Trustee. You are required to have filed all tax returns for prior years, and supply the Trustee with at least the last year's return. You also have to provide evidence of ability to make whatever plan payments you're proposing, which usually includes paystubs, profit and loss statements, and similar documentary proof.
    Answer Applies to: California
    Replied: 9/29/2011
    Carballo Law Offices
    Carballo Law Offices | Tony E. Carballo
    It depends. Pay stubs/advices for six months are required. You should gather your bank statements and other records for 12 months if possible and income tax returns for the past two years. Information about property purchases and tranfers for the past four years may be requested by the trustee.
    Answer Applies to: California
    Replied: 9/29/2011
    Cohen & Kendziorra, P.A.
    Cohen & Kendziorra, P.A. | Robert S. Cohen
    Generally you need to show your two (2) previous years' tax returns and your pay stubs for the 6 months prior to your filing date. If self employed, then your profit-loss statements for the previous 6 months.
    Answer Applies to: Florida
    Replied: 9/29/2011
    Colorado Legal Solutions
    Colorado Legal Solutions | Stephen Harkess
    You will need to know income information for six months prior to filing in order to prepare the paperwork for your Chapter 13 case.
    Answer Applies to: Colorado
    Replied: 9/29/2011
    Ashman Law Office
    Ashman Law Office | Glen Edward Ashman
    You need 4 years of tax returns, three credit reports, details of some transactions going back two years or more, pay advices for the past sixty days (and sometimes far more income information), etc. You probably will need 50-100 more things just to prepare your case, and a trustee may request even more. Your attorney (and you MUST get one to have a prayer of success) will know what you need for your case.
    Answer Applies to: Georgia
    Replied: 9/29/2011
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