What can you do if your spouse takes an online course for chapter 13 but you are the one who paid for it? 10 Answers as of September 10, 2013

A couple files chapter 13 and finishes it. Then one takes the online course and other one doesn't. The one who did not is the one who paid for the whole thing because it came out of their check.

Ask a Local Attorney. 100% Anonymous. Free Answers.

Free Case Evaluation by a Local Lawyer: Click here
Law Office of Thomas C. Phipps | Thomas C Phipps
Every debtor has to take the course to proceed with a bankruptcy case. You need to talk to the attorney representing you in the bankruptcy case.
Answer Applies to: Missouri
Replied: 9/10/2013
Colorado Legal Solutions
Colorado Legal Solutions | Stephen Harkess
Your question doesn't make sense. Both parties need to complete the class if they both want a discharge. It doesn't matter who pays for the class. Both should take it.
Answer Applies to: Colorado
Replied: 9/10/2013
Janet A. Lawson Bankruptcy Attorney
Janet A. Lawson Bankruptcy Attorney | Janet Lawson
I'm not sure what the question is here. If you filed chapter 13 you must take the on line course to get a discharge. It does not matter who paid for it.
Answer Applies to: California
Replied: 9/10/2013
Goldsmith & Guymon
Goldsmith & Guymon | Marjorie Guymon
It doesn't matter who paid for it. You must personally take the course.
Answer Applies to: Nevada
Replied: 9/10/2013
Armstrong Kellett Bartholow P.C.
Armstrong Kellett Bartholow P.C. | Gary Armstrong
I'm not sure what kind of solution you are looking for here. The one who did not take the course should go ahead and take it, get the bankruptcy re-opened, and get his or her discharge. The one who did take the course should have gotten a discharge.
Answer Applies to: Texas
Replied: 9/10/2013
    A Fresh Start
    A Fresh Start | Dorothy G Bunce
    These classes don't cost a great deal! What are you complaining about? In order to receive a Chapter 13 discharge, you must also complete this class & file the certificate with the court. Otherwise your Chapter 13 will be closed without a discharge, leaving you, not your spouse, owing all debt not paid in the Chapter 13.
    Answer Applies to: Nevada
    Replied: 9/10/2013
    Law Office of Lynnmarie A. Johnson
    Law Office of Lynnmarie A. Johnson | Lynnmarie Johnson
    You can't finish a Ch 13 without taking the course, so take the course, and worry about who paid for what later!
    Answer Applies to: Michigan
    Replied: 9/10/2013
    The Law Offices of Deborah Ann Stencel | Deborah A. Stencel
    If you are at the end of your plan and the course needs to be taken soon, go ahead and pay for another one (or see if your trustee's office offers free in-person seminars). Getting the certificate may be a matter of some urgency. Next, ask your spouse to pay you back for the course. If s/he refuses, this would be a matter for dispute in your divorce or separation matter. In general, when a course is purchased, it is purchased for both Debtors and folks are warned to take it together. If only one takes it, that's unfortunate. You could try complaining to the course provider, but I suspect they will tell you to simply order another course.
    Answer Applies to: Wisconsin
    Replied: 9/10/2013
    Deborah F Bowinski, Attorney & Counselor at Law | Debby Bowinski
    Your question is not clear. Has your case been administratively closed without a discharge? If so, then the only possibility available to you at this point that i can think of will be to file a Motion to Reopen the case (with the appropriate filing fee) in order to file the second financial management certificate. If the case has not yet been closed at court then complete the class and file the certificate ASAP! Either way, your first place to go for answers should be to call your chapter 13 attorney. Your attorney will be familiar with policies and practices in your jurisdiction with your judges and your trustee.
    Answer Applies to: Colorado
    Replied: 9/10/2013
    Stuart P Gelberg
    Stuart P Gelberg | Stuart P Gelberg
    What is the problem or question? The one who didn't take the course doesn't get a discharge. I don't understand the significance of who paid for it.
    Answer Applies to: New York
    Replied: 9/10/2013
Click to View More Answers: