What can my mother do if she cant pay the medical bills after the car accident? 18 Answers as of October 28, 2011

My mom got in a car accident and had to be taken to the hospital. A month has passed, but there's no report. There's no report on the accident as in nobody was found guilty I guess, because she was taken to the hospital by the ambulance. Now she has a lot of bills accumulated. She only had the minimum coverage ($10000) for the car and ($10000) for body injury. She doesn't have medical insurance, no medicaid, medicare or whatever and only a part time job. She talked with a lawyer but he says he can't do anything for her case. She's not able to pay these bills at all, what can she do?

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Breckenridge and Walton
Breckenridge and Walton | Alan D. Walton
No-fault should cover all injuries resulting from the accident.
Answer Applies to: Michigan
Replied: 10/17/2011
Law Office of John C. Farrell, Jr.
Law Office of John C. Farrell, Jr. | John C. Farrell, Jr.
Some people have what is called "under insurance" which kicks in if the other person's insurance is insufficient or non-existent. Also, if you mother owns a home she may have an "umbrella" policy which will also help. If neither 2 are an option then you should try to work out minimal plans with each medical facility or seek outr local programs that assist folks with medical bills.
Answer Applies to: Massachusetts
Replied: 10/10/2011
AZ Law Group of Trezza & Associates
AZ Law Group of Trezza & Associates | Stephen Trezza
Bankruptcy is an option. Consult with a lawyer.
Answer Applies to: Arizona
Replied: 10/10/2011
Heupel Law
Heupel Law | Kevin Heupel
Your mother should consider bankruptcy as it will eliminate medical debt.
Answer Applies to: Colorado
Replied: 10/28/2011
Bankruptcy Law Center
Bankruptcy Law Center | Bill Zurinskas
Overwhelming medical bills are the most common reason for filing bankruptcy in Colorado. She should get a free consultation with an experienced bankruptcy attorney
Answer Applies to: Colorado
Replied: 10/28/2011
    Dan Wilson Bankruptcy
    Dan Wilson Bankruptcy | Dan Wilson
    Your mother can discharge medical debt in bankruptcy. Probably good idea to wait until all the bills come in.
    Answer Applies to: Colorado
    Replied: 10/7/2011
    Indianapolis Bankruptcy Law Office of Eric C. Lewis
    Indianapolis Bankruptcy Law Office of Eric C. Lewis | Eric Lewis
    Bankruptcy may be a viable option to discharge her liability on medical bills that she cannot afford to pay.
    Answer Applies to: Indiana
    Replied: 10/7/2011
    Law Office of Asaph Abrams
    Law Office of Asaph Abrams | Asaph Abrams
    A serious injury can certainly compel a bankruptcy filing and it can be a swift and economical solution. A (personal injury lawyer?) determined there's nothing to do in your mother's case, but any potential claims for damages must still be disclosed as assets in a bankruptcy petition. This answer (as well as our Web site) doesn't address all facts & implications of the question; it's general info, not legal advice to be relied upon; it creates no attorney-client relationship; it may be pertinent to CA only; it's independent of other answers. Hire legal counsel before acting or refraining from bankruptcy/legal action.
    Answer Applies to: California
    Replied: 10/7/2011
    Bankruptcy Law office of Bill Rubendall
    Bankruptcy Law office of Bill Rubendall | William M. Rubendall
    One of the reasons to consider filing bankruptcy is overwhelming medical bills.
    Answer Applies to: California
    Replied: 10/28/2011
    AyerHoffman, LLP
    AyerHoffman, LLP | David C. Ayer
    Your mother's best bet may be to file for bankruptcy. Medical debt is a common reason for filing. She should consult with a bankruptcy attorney. The situation will likely be complicated by the potential of a law suit against the other driver.
    Answer Applies to: Massachusetts
    Replied: 10/28/2011
    Theodore N. Stapleton, PC
    Theodore N. Stapleton, PC | Theodore N. Stapleton
    She can probably qualify to file a chapter 7 and discharge her medical bills. I am happy to discuss these issues with you. Please call to schedule a free consultation.
    Answer Applies to: Georgia
    Replied: 10/28/2011
    Janet A. Lawson Bankruptcy Attorney
    Janet A. Lawson Bankruptcy Attorney | Janet Lawson
    Bankruptcy sounds like her option. Don't do it until she has recovered. You must list the lawsuit as an asset because the report might still find the other party at fault.
    Answer Applies to: California
    Replied: 10/7/2011
    Law Offices of Daniel Moulton
    Law Offices of Daniel Moulton | Daniel Moulton
    Use the medical payments from the auto coverage and sue the other driber if he/she was at fault
    Answer Applies to: Illinois
    Replied: 10/28/2011
    The Law Office of Darren Aronow, PC
    The Law Office of Darren Aronow, PC | Darren Aronow
    A chapter 7 bankruptcy will discharge all of her medical bills. So if she has no more hospital stays due to the car accident, then you should go see an attorney to file her bankruptcy. You should expect the trustee to inquire about the car accident and if there is any further potential to sue someone.
    Answer Applies to: New York
    Replied: 10/7/2011
    Eliza Ghanooni, Attorney at Law
    Eliza Ghanooni, Attorney at Law | Eliza Ghanooni
    She can file a bankruptcy if she qualifies. That will take care of the bills. Another option is to send the hospital and ambulance a letter asking for them to forgive the debt due to her financial hardship. Sometimes, they will do that and she can avoid bankruptcy. However, if she has other debts, a bankruptcy may help her overall financial situation.
    Answer Applies to: California
    Replied: 10/7/2011
    Bird & VanDyke, Inc.
    Bird & VanDyke, Inc. | David VanDyke
    Bankruptcy is certainly an option for your mother. However, if there is a chance that she may not be at fault in this accident she may have a viable personal injury case. It would be best to speak with a PI attorney about this and if this doesn't work BK filing may be the answer.
    Answer Applies to: California
    Replied: 10/7/2011
    Law Offices of Joseph A. Mannis
    Law Offices of Joseph A. Mannis | Todd Mannis
    It sounds like bankruptcy might be her only option.
    Answer Applies to: California
    Replied: 10/7/2011
    Ware Law Office, LLC
    Ware Law Office, LLC | Karen Ware
    Did your mother speak to a bankruptcy attorney? Generally, bankruptcy can wipe out many medical bills. Every situation is different and a lot would depend upon the details of your mother's situation.
    Answer Applies to: Maryland
    Replied: 10/7/2011
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