What can my boyfriend do if he's insurance hasn't compensated him yet? 21 Answers as of February 06, 2013

My boyfriend was in a car accident back in June 2012 and has not yet received any money except for the car value. It was him and three children in the car two, which were in car seats. The one child received dental work and will probably need more dental work in the near future. Himself the driver he broke his hand /wrist he went too many doctors’ appointments and over a month of physical therapy and will eventually need carpal tunnel surgery. He continues to contact his insurance and they keep saying they are still coming up with a number it’s been seven months what should he do?

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Edward J. Achrem & Associates
Edward J. Achrem & Associates | Ed Achrem
He should contact an attorney to review his claim.
Answer Applies to: Nevada
Replied: 2/6/2013
Lewis B. Kaplan | Lewis B. Kaplan
The answer to your question is obvious ! HE SHOULD RETAIN A LAWYER TO REPRESENT HIM ! IMMEDIATELY !
Answer Applies to: Illinois
Replied: 1/24/2013
Law Office of Malosack Berjis
Law Office of Malosack Berjis | Malosack Berjis
I highly recommend that your boyfriend (as well as anyone else who was injured in the accident) hire an attorney, and soon. Given how very difficult insurance companies & their adjusters can be to deal with, and everything that your boyfriend and the one child have already been through and will continue to go through, they should definitely have an attorney deal with his insurance company, while your boyfriend concentrates on treating and healing his wrist. And, remember that, since some attorneys, like myself, offer free consultations, you have absolutely nothing to lose by calling and talking to one. Just, whatever your boyfriend does, he should NOT settle until after all of his treatment, INCLUDING his surgery, is completed.
Answer Applies to: California
Replied: 1/24/2013
Kram & Wooster, P.S. | Richard H. Wooster
Sounds like he should hire a lawyer to pursue the claims. The lawyer is in the best position to value the claim and force the insurance company to pay or be sued.
Answer Applies to: Washington
Replied: 1/18/2013
The Law Firm of Stephen M. Reck, LLC
The Law Firm of Stephen M. Reck, LLC | Scott D. Camassar
Find a personal injury lawyer near you
Answer Applies to: Connecticut
Replied: 1/18/2013
    The Smalley Law Firm, LLC | Cary Smalley
    I suggest that he retain an attorney to discuss the specific details of the matter and to ensure the best possible outcome as quickly as possible. I offer a free consultation.
    Answer Applies to: Kansas
    Replied: 1/16/2013
    Tenge Law Firm, LLC
    Tenge Law Firm, LLC | J. Todd Tenge
    It is imperative you retain a qualified personal injury attorney to assist you in this matter.
    Answer Applies to: Colorado
    Replied: 1/16/2013
    Meyer & Kiss, LLC
    Meyer & Kiss, LLC | Louis J. Meyer
    He might want to get a lawyer that can help speed the process up.
    Answer Applies to: Illinois
    Replied: 1/16/2013
    Curry, Roby & Mulvey Co., LLC
    Curry, Roby & Mulvey Co., LLC | Bruce A. Curry
    It depends on who was at fault for the accident. If your boyfriend was at fault, then all passengers in the car would have a claim against your boyfriend through his insurance company. If another driver was at fault and that driver was insured, all claims should be made through the other driver's insurance carrier. If the other driver was not insured, then all occupants of your boyfriend's care may be able to proceed against the Uninsured Motorists Coverage of your boyfriend's policy. In any event, given an inability to obtain an offer from the insurance company and your boyfriend's injuries, he should immediately retain an experienced personal injury attorney to start the claims toward resolution. Otherwise, it is likely that the insurance company will take advantage of his lack of experience as to the value of his claim.
    Answer Applies to: Ohio
    Replied: 1/16/2013
    Peacock Law Group of the Lowcountry, LLC | Richard Peacock
    In SC, sometimes it can be very difficult for someone without legal representation to understand all of the intricate details of exactly what insurance companies are looking at and what they are looking for when they are putting together an offer for a person injured by their insured. An attorney, in most instances, can greatly increase the speed with which an insurance company responds just because attorneys, in a lot of cases, deal with insurance companies a lot and have a better understanding of how they work than non - attorneys do. You should not take any action and/or inaction based on this information. You should consult in person with a local attorney as soon as possible regarding this matter.
    Answer Applies to: South Carolina
    Replied: 1/16/2013
    Matthew D Kaplan LLC
    Matthew D Kaplan LLC | Matthew D Kaplan
    He should hire a good injury attorney ASAP. He should stop talking within the company.
    Answer Applies to: Oregon
    Replied: 1/15/2013
    Reade & Associates
    Reade & Associates | R. Christopher Reade
    Your boyfriend needs to press his claim with his insurance company to make payments under the medical payments portion of his policy (assuming that he has med pay on his policy). Your boyfriend should notify his medical providers of the status of his insurance benefits. Obviously to the extent that there is health insurance which may have interplay with the med pay on the automobile insurance, you can proceed thereunder also.
    Answer Applies to: Nevada
    Replied: 1/15/2013
    John Russo | John Russo
    Retain counsel, 7 months is nothing the insurance company has 3 years before the statute of limitations would expire on filing a law suit, you don't know what you are doing you need an attorney, they do not get paid unless you do, keep going the way you are and you will end up with maybe your medicals being paid.
    Answer Applies to: Rhode Island
    Replied: 1/15/2013
    James E. Hasser, Jr. P.C.
    James E. Hasser, Jr. P.C. | Jim Hasser
    It sounds like he needs to talk to a lawyer familiar with personal injury law in Alabama. I'm not sure why he's looking to his insurance company for payment unless the other driver was uninsured. In any event, he needs to talk to a lawyer.
    Answer Applies to: Alabama
    Replied: 1/15/2013
    Law Offices of Stanley S. Lopata
    Law Offices of Stanley S. Lopata | Stan Lopata
    What you should do is talk to a lawyer. And do it as soon as possible. There are several questions that should be answered such as "who caused the accident?" "Whose insurance company are you dealing with?" "How much are the medical expenses that have already been incurred and what are the anticipated expenses that your boy friend and the children will incur in the future?" "has your boy friend lost any time from work because of his injuries?" Any attorney will talk to you for free and the only time that you would pay would be from any money the attorney gets for your boyfriend from the insurance company. I would be happy to discuss your boyfriend's situation without cost at this time.
    Answer Applies to: California
    Replied: 1/15/2013
    Adler Law Group, LLC
    Adler Law Group, LLC | Lawrence Adler
    He should absolutely have an attorney. When they do make an offer it will be far less without an attorney. Meanwhile the statute of limitations may run.
    Answer Applies to: Connecticut
    Replied: 1/15/2013
    Maurice L. Abarr  Lawyer, Inc.
    Maurice L. Abarr Lawyer, Inc. | Maurice L. Abarr
    At the risk of stating the obvious: He needs to hire a lawyer.
    Answer Applies to: California
    Replied: 1/15/2013
    Magnuson Lowell P.S.
    Magnuson Lowell P.S. | Richard S. Lowell
    As long as he continues treating, he shouldn't be considering settling a claim. He doesn't know how things will turn out. He should definitely talk with a qualified personal injury attorney.
    Answer Applies to: Washington
    Replied: 1/15/2013
    Richard B. Jacobson & Associates, LLC | Richard B. Jacobson
    Presumably he is trying to call upon his uninsured/underinsured motorist coverage. He can sue his insurance company for bad faith (if it is really there and demonstrable). Has he sued the other driver? Consulting a skilled personal injury lawyer is generally the best thing to do in these circumstances. Good Luck.
    Answer Applies to: Wisconsin
    Replied: 1/15/2013
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