What can I do if I have money schedule to come out of my account Friday and we filed a chapter 7 and we have a case number? 15 Answers as of April 26, 2013

These 2 payday loan places are not listed on the bankruptcy yet should I call them to let them know so money is not debted from my account Friday?

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Law Office of Susan G. Taylor
Law Office of Susan G. Taylor | Susan G. Taylor
It's federal law that you list everybody you owe in your chapter 7 filing.
Answer Applies to: Texas
Replied: 4/26/2013
Law Office of Jeffrey Solomon
Law Office of Jeffrey Solomon | Jeffrey Solomon
You do want to stop the payday loan disbursements. Provide the payday loan company the case number with written instructions to stop the taking from the account. Be sure to list the payday loans in the bankruptcy.
Answer Applies to: Florida
Replied: 4/25/2013
A Fresh Start
A Fresh Start | Dorothy G Bunce
I can tell you that you cannot rely on a payday loan company to respect a bankruptcy filing or to stop taking money out of your bank account. Most attorneys will advise you to close the bank account or speak with the bank manager to withdraw the debit authorization.
Answer Applies to: Nevada
Replied: 4/25/2013
Janet A. Lawson Bankruptcy Attorney
Janet A. Lawson Bankruptcy Attorney | Janet Lawson
WHY ARE THEY NOT LISTED? You are required to list ALL of your debts. File an amendment now. Go to your bank and stop the auto payments. Take a copy of your filed bankruptcy papers with you.
Answer Applies to: California
Replied: 4/25/2013
Goldsmith & Guymon
Goldsmith & Guymon | Marjorie Guymon
Yes, and why are they not listed on your bankruptcy yet? You should list all debts on your bankruptcy at the time you file the case.
Answer Applies to: Nevada
Replied: 4/25/2013
    SmithMarco, P.C.
    SmithMarco, P.C. | Larry P. Smith
    They SHOULD be listed on your bankruptcy so that they get notice of it and must stop taking your money at once. Otherwise, you have to somehow let them know.
    Answer Applies to: Illinois
    Replied: 4/25/2013
    Steele, George, Schofield & Ramos, LLP
    Steele, George, Schofield & Ramos, LLP | Alan E. Ramos
    You had an obligation to list those creditors in your bankruptcy. As you did not, they have not received notice. You need to send them notice (return receipt requested) and call them. They will most likely deposit the checks and you will have to try to reclaim the funds; however, this may be difficult. You should consult an attorney.
    Answer Applies to: California
    Replied: 4/25/2013
    Heineman Law Office
    Heineman Law Office | Jeff Heineman
    You can call the 2 payday loan places and give them your bankruptcy number. However, I would have you (or your attorney, if you have one) take one to the stores directly. It should stop the automatic withdrawal. Also, you must include the 2 payday loan places on your bankruptcy schedules. So, amend your schedules.
    Answer Applies to: Idaho
    Replied: 4/25/2013
    The Law Office of Darren Aronow, PC
    The Law Office of Darren Aronow, PC | Darren Aronow
    You can try but the payday loan companies rarely listen. I would close that account
    Answer Applies to: New York
    Replied: 4/25/2013
    Deborah F Bowinski, Attorney & Counselor at Law | Debby Bowinski
    When you filed your bankruptcy case you sign under penalty of perjury that you disclosed all debts. If that is not the case then you may have more problems than just the checks going through your account. Call the creditors with your case number, amend your bankruptcy papers to ensure they are complete and accurate, and consider closing the account on which the checks were written and opening a new account that they will not have access to. If you have a lawyer you should contact him immediately.
    Answer Applies to: Colorado
    Replied: 4/25/2013
    Law Office of D.L. Drain, P.A.
    Law Office of D.L. Drain, P.A. | Diane L. Drain
    Yes you need to notify them that you filed. But, good luck in stopping the automatic withdrawal. Talk to your bankruptcy attorney.
    Answer Applies to: Arizona
    Replied: 4/25/2013
    Law Offices of Terrell Monks
    Law Offices of Terrell Monks | Terrell Monks
    Quickly amend your schedules to include these creditors. Next send a facsimile copy of your bankruptcy filing to those creditors. You should also consider withdrawing the money from your bank account on Thursday.
    Answer Applies to: Oklahoma
    Replied: 4/25/2013
    Ray Fisher Law Offices
    Ray Fisher Law Offices | Ray Fisher
    What you should do is to be sure there is no money in those accounts. The best thing is to close the accounts altogether and open new accounts in a new bank. Finally, the number one best thing you should do about this is to talk to your lawyer.
    Answer Applies to: Texas
    Replied: 4/25/2013
    Law Office of Stuart M. Nachbar, P.C.
    Law Office of Stuart M. Nachbar, P.C. | Stuart M. Nachbar
    A. They should be in the bk B. Call them and fax them the 341 notice.
    Answer Applies to: New Jersey
    Replied: 4/25/2013
    Bordeaux Law, P.C.
    Bordeaux Law, P.C. | Clifford Bordeaux
    Yes, call them. You can amend your schedules to add this creditor later. But they are prohibited from collecting from you even if they don't have notice yet.
    Answer Applies to: California
    Replied: 4/25/2013
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