What can I do if I can't afford to pay my spouses credit card bills? 16 Answers as of July 30, 2011

File for chapter 7 and get rid of the bills for good.

You need a family lawyer, divorce mediator, and perhaps a bankruptcy attorney. I'm not even sure there is a question here, but here is some advice: 1) start keeping a log or good records of all moneys in and out, expenditures and income 2) Make sure you know where all the accounts are and the status of each of them as well .3) Consult with a Divorce mediator/lawyer regarding your potential divorce mediation. 4) consult with a family lawyer about your rights and what you might expect for alimony. And finally, remember what Richard Pryor said, "Marriage is really tough because you have to deal with feelings and lawyers"

You should look into debt resolution services, or possibly BK

Sounds like you need to visit a divorce attorney that has some experience with bankruptcy and joint debts. We have both a bankruptcy and family law attorney in our office.

Please seek the assistance of a divorce attorney immediately to protect yourself.

A Chapter 7 Bankruptcy will discharge all unsecured debt, including credit card debt. You will receive a discharge roughly three months from the day you file, and you do not have to make payments to a trustee. Most Bankruptcy Attorneys offer FREE consultations. You sound like a good candidate for a Chapter 7, and might want to inquire about how a Chapter 7 could help you further.

Are the credit cards in your name or yours? If you have mutual debt a joint filing may be the best option.

Sometimes life hands you lemons. By "salary" do you mean "allowance"? That is kinda rugged. If you file bankruptcy it will wipe out your liability for those debts. You should probably do this, with or without her. Most importantly you should do it before the judge in the dissolution of marriage divides the debts and makes you liable forever. See a good lawyer now.

If your situation seems impossible to resolve, that's because it is. Honestly you need to get issues straight in your marriage if possible first. That debt is community property debt, not just your debt. She owes it as much as you. It doesn't matter what agreement you've set up between the two of you, the credit card companies consider you and her liable for the debt. If she won't even do that, you may need to file Bankruptcy individually. Simply put, if you don't have the money to pay the debts, and you don't have the assets to pay the debts, you can't pay the debts.

You started out asking about bills and then switched to asking about divorce. So I am not understanding your question but it is clear you need to call a lawyer.