What am I going to be asked at a bankruptcy consultation? 32 Answers as of June 17, 2011

I have no idea where to start. What should I bring and what am I going to be asked?

Ask a Local Attorney. 100% Anonymous. Free Answers.

Free Case Evaluation by a Local Lawyer: Click here
Jackson White, PC
Jackson White, PC | Spencer Hale
You'll be asked about your income, mortgage, car loans, estimated values on real estate and property you own and the proximate amount of debt you have. I typically don't require people to bring documents into a consultation, but I don't discourage it either. If a client has a specific question about something that requires reference to a contract or other documentation I would gladly look at the documents.
Answer Applies to: Arizona
Replied: 6/17/2011
Law Office of Maureen O' Malley
Law Office of Maureen O' Malley | Maureen O'Malley
When you make your appointment with a lawyer you'll be asked to bring the information that lawyer wants to see in a first consult. You'll eventually discuss your complete financial situation, including employment, income, expenses, assets, etc.
Answer Applies to: Virginia
Replied: 6/17/2011
Rosenberg & Press
Rosenberg & Press | Max L. Rosenberg
This is a good question to ask the attorney that you are going to see. I always ask about job, children, family, assets,etc. I ask people to bring all bills, debt collection letters, tax returns for the last two years, and a list of assets and expenses. Thanks for tuning in!
Answer Applies to: Connecticut
Replied: 6/17/2011
Law Offices of Michael J. Berger
Law Offices of Michael J. Berger | Michael J. Berger
Start by gathering information about your debts, assets, income and expenses. It is also helpful if you bring copies of any lawsuits against you, your most recent paystubs, and your most recent tax returns. You can always call me for a free consultation.
Answer Applies to: California
Replied: 6/17/2011
Lakelaw - Loop Bankruptcy
Lakelaw - Loop Bankruptcy | David Leibowitz
Look at our 4-step process. It's similar for most other firms.
Answer Applies to: Illinois
Replied: 6/17/2011
    Daniel Hoarfrost, Attorney at Law
    Daniel Hoarfrost, Attorney at Law | Daniel Hoarfrost
    You need to know your income level, approximate valuations for your primary assets and the extent of your debts.Prior to filing, you will need to supply income verification (i.e. paystubs), copies of your most recent tax returns, fed and state, and names, addresses and approximate amount owed for all your creditors.
    Answer Applies to: Oregon
    Replied: 6/17/2011
    Bird & VanDyke, Inc.
    Bird & VanDyke, Inc. | David VanDyke
    The main questions I start with in any first consultation centers around income and whether you will have too many assets. I usually ask someone to bring 2 recent check stubs so I can get an idea of your income. Try it! Its free!
    Answer Applies to: California
    Replied: 6/17/2011
    Mercado & Hartung, PLLC
    Mercado & Hartung, PLLC | Christopher J. Mercado
    You should contact a local attorney and set up an appointment. The Attorney will tell you what you need to bring. I usually talk to the client over the phone and explain the BK process, then email an intake packet with information that I will need and ask the client to bring the documents to the appointment.
    Answer Applies to: Washington
    Replied: 6/17/2011
    Burnham & Associates
    Burnham & Associates | Stephanie K. Burnham
    Bringing a list of the debts owed, your monthly expenses, your paystubs (for the last 6 months is preferable), any lawsuits filed and your last three tax returns is a good place to start. You may not have everything that they will eventually need, but you will have enough to ensure a thorough discussion of your situation. Let the attorney ask you questions and relax, the attorney is there to help you get out of debt.
    Answer Applies to: New Hampshire
    Replied: 6/17/2011
    Janet A. Lawson Bankruptcy Attorney
    Janet A. Lawson Bankruptcy Attorney | Janet Lawson
    Most lawyers will let you know in advance what they want to see. I like to see pay stubs and the last tax return.
    Answer Applies to: California
    Replied: 6/17/2011
    Law Offices of Steven A. Wolvek
    Law Offices of Steven A. Wolvek | Steven A. Wolvek
    In California - you need to bring your drivers license and social security card. You should have already provided a copy of your tax return. The questions in a Chapter 7 usually are: did you read your petition before you filed? did you list all your assets and all your debts? have you paid back any family or friends within the past year? have you sold or transferred any property in the last 3 years? are you the beneficiary of anyone's will or trust?
    Answer Applies to: California
    Replied: 6/17/2011
    Law Office of Jackie Robert Geller
    Law Office of Jackie Robert Geller | Jackie Robert Geller
    I usually ask clients to bring a recent credit report along with last 6 months pay info. That will give the attorney a good idea of where you stand.
    Answer Applies to: California
    Replied: 6/17/2011
    Indianapolis Bankruptcy Law Office of Eric C. Lewis
    Indianapolis Bankruptcy Law Office of Eric C. Lewis | Eric Lewis
    A bankruptcy attorney needs to assess your financial condition to determine if you bankruptcy is appropriate for you and if so, what chapter of relief. You should bring paystubs, bills, a credit report, if you've pulled one recently, tax returns, social security card and maybe more, depending on the requirements of that particular attorney.
    Answer Applies to: Indiana
    Replied: 6/17/2011
    Breckenridge and Walton
    Breckenridge and Walton | Alan D. Walton
    Most attorneys will have you fill out an intake questionnaire. I usually try to e-mail mine in advance. We need to have an idea of what you own, what you owe and what your income and expenses are so we can properly advise you.
    Answer Applies to: Michigan
    Replied: 6/17/2011
    Law Offices of John J. Ferry, Jr.
    Law Offices of John J. Ferry, Jr. | John J. Ferry, Jr.
    In general, I ask clients to bring the following documents to the consultation: tax returns for the past 2 years, pay stubs for the past 6 months, all bills and collection agency letters with a balance owed, any lawsuit documents and your checkbook register. Expect to be asked about every aspect of your finances: all your assets (right down to a list of your household furnishings), all your debts, details on both your income and expenses, and pretty much anything else that is relevant to your finances. I ask clients to do the best they can in getting this info together. If there's something they can't find, we can usually figure out a way to get the information.
    Answer Applies to: Pennsylvania
    Replied: 6/17/2011
    Bankruptcy Law Office of Robert Weed
    Bankruptcy Law Office of Robert Weed | Robert Weed
    I really like my own website for bankruptcy information.
    Answer Applies to: Virginia
    Replied: 6/16/2011
    Law Offices of Joseph A. Mannis
    Law Offices of Joseph A. Mannis | Todd Mannis
    Have a reasonable idea of your monthly income and expenses, what assets you have and their value, and what your debts are.
    Answer Applies to: California
    Replied: 6/16/2011
    The Law Office of Mark J. Markus
    The Law Office of Mark J. Markus | Mark Markus
    A competent and thorough bankruptcy attorney will tell you what you need to bring. If they don't, you should find a different attorney. Mostly it's going to be information on your income, expenses, assets and debts.
    Answer Applies to: California
    Replied: 6/16/2011
    Sussman & Associates
    Sussman & Associates | Mitchell Sussman
    List of creditors, list of assets, monthly paycheck.
    Answer Applies to: California
    Replied: 6/16/2011
    The Law Office of Brian Nomi
    The Law Office of Brian Nomi | Brian H. Nomi
    Call me for a free consult, and you will see. I maintain every client's dignity. It's free to talk.
    Answer Applies to: California
    Replied: 6/16/2011
    The Doan Law Firm
    The Doan Law Firm | Shawn Doan
    Generally, you will need your income, debt, and asset information.
    Answer Applies to: California
    Replied: 6/16/2011
    Carballo Law Offices
    Carballo Law Offices | Tony E. Carballo
    You will be asked about your debts, your income and your property. Bring documents that show what you owe, earn and a list of your property and its value.
    Answer Applies to: California
    Replied: 6/16/2011
    Bankruptcy Law office of Bill Rubendall
    Bankruptcy Law office of Bill Rubendall | William M. Rubendall
    You don't need to bring anything to a consultation. However, a list of assets and debts are usually helpful. Also, make a list of questions.
    Answer Applies to: California
    Replied: 6/16/2011
    Law Office of Eric Ridley
    Law Office of Eric Ridley | Eric Ridley
    You will likely be asked to show your social security card. You will be asked if you understand what you are going, and the trustee can ask any other questions he or she wants. Also, any of your creditors can appear and ask anything they want. Most don't, but they can.
    Answer Applies to: California
    Replied: 6/16/2011
    Symmes Law Group, PLLC
    Symmes Law Group, PLLC | Richard James Symmes
    When you meet with an attorney for a bankruptcy consultation, the attorney will try to figure out what type of bankruptcy you qualify for and whether there are any red flags to filing bankruptcy. Having knowledge about your own situation including your debts and assets should be enough to satisfy any bankruptcy attorney. Feel free to bring any documents that you would like a bankruptcy attorney to review.
    Answer Applies to: Washington
    Replied: 6/16/2011
    Ashman Law Office
    Ashman Law Office | Glen Edward Ashman
    If you have a good lawyer, they will tell you what to bring. My clients are asked to complete a detailed worksheet from my website, and that worksheet also contains a list of other documents we may need including paystubs, tax returns and other documents.
    Answer Applies to: Georgia
    Replied: 6/16/2011
    Law Offices of Alexzander C. J. Adams, P.C.
    Law Offices of Alexzander C. J. Adams, P.C. | Alexzander Adams
    If you were meeting with me, I would tell you to bring yourself, your questions, and any letters or bills your want to discuss. That is plenty to get going. Making the choice to call a bankruptcy attorney is hard enough. The attorney will guide you through the rest of the way.
    Answer Applies to: Oregon
    Replied: 6/16/2011
    Law Office of L. Paul Zahn
    Law Office of L. Paul Zahn | Paul Zahn
    If you are in my area and are looking for an attorney, please contact me for a free consultation and I can tell you what you need to bring with. You will be asked about your debt, assets, and finances.
    Answer Applies to: California
    Replied: 6/16/2011
    The Schreiber Law Firm
    The Schreiber Law Firm | Jeffrey D. Schreiber
    Whoever you consult should tell you what to bring. You should be asked about your income in the past six months, any increases in income you may expect, your debts, what they are (credit cards, medical bills, etc.), how long ago did you incur them, have you made any cash advances or balance transfers, how much credit card debt did you incur in the past 90 days, what assets you own, any property you have transferred in the past four years.
    Answer Applies to: California
    Replied: 6/16/2011
    Financial Relief Law Center
    Financial Relief Law Center | Mark Alonso
    An thorough financial profile interview, detailing income, assets and expenses will be conducted in order to gather enough information to properly advise you.
    Answer Applies to: California
    Replied: 6/16/2011
    Ursula G. Barrios Law
    Ursula G. Barrios Law | Guillermo Machado
    Basic, harmless questions. Income, assets, debt are the main questions.
    Answer Applies to: California
    Replied: 6/16/2011
    Law Office of Chirnese L. Liverpool
    Law Office of Chirnese L. Liverpool | Chirnese Liverpool
    How do I get started? You can complete a free online intake questionare and include any questions that you may have. What documents will I need? Here is what you will need to bring to the office: __$899 in cash or money order; __Credit Counseling Certificate (Required-you can get this online ); __Last six months pay stubs from work (including your spouse even if they are not filing;) __If you do not receive wage income, bring records of other income for the last six months (for ex. unemployment, rental income etc.); __Most recent state and federal tax returns; __W2's for the last two years; __Legal Description of your California/Nevada home if you own from your abstract or tax bill; __Proof of valuation of your California home such as tax or other appraisal if you have them (can also be accessed on www.Zillow.com); __Photo ID and Social Security Card or proof of social security number. If you have any questions, do not hesitate to contact us.
    Answer Applies to: California
    Replied: 6/16/2011
Click to View More Answers:
12 3 4 5 6 Free Legal QuestionsConnect with a local attorney