Should we file bankruptcy jointly or separately? How? 12 Answers as of July 08, 2015

We currently have loans, a mortgage, etc. both on contracts. Do we file Chapter 13 jointly or each have to file ?

Ask a Local Attorney. 100% Anonymous. Free Answers.

Free Case Evaluation by a Local Lawyer: Click here
Eranthe Law Firm
Eranthe Law Firm | Cate Eranthe
How you file, if appropriate is to see a knowledgeable local bankruptcy attorney. This is NOT a DIY project. Most attorneys won't even touch a bankruptcy case. It is based on the federal law, includes the state law, federal rules and procedures, and local customs and practices. You have not given us enough facts to determine anything, much less if you should file and what chapter.
Answer Applies to: California
Replied: 7/8/2015
GARCIA & GONZALES, P.C.
GARCIA & GONZALES, P.C. | Richard N. Gonzales
If you are married, you can file jointly. If you are not married, you will have to file separately.
Answer Applies to: Colorado
Replied: 7/6/2015
A Fresh Start
A Fresh Start | Dorothy G Bunce
Are you legally married to each other? If not, you cannot file bankruptcy together. Are you living together? Do you share the same goals? If not, while you can file Chapter 13 together, it may not be a good idea because Chapter 13 is a 3 - 5 year commitment.
Answer Applies to: Nevada
Replied: 7/6/2015
Rhymer Law Firm
Rhymer Law Firm | William Rhymer
It depends. A joint case is not required. I would suggest you go together to an experienced bankruptcy lawyer. Most offer a free consultation. Depending on your situation, its sometimes like trying to untie a tangled ball of fishing line. Go talk with someone that has experience in untangling similar situations.
Answer Applies to: Georgia
Replied: 7/6/2015
Ronald K. Nims LLC | Ronald K. Nims
Married couples can file Chapter 13 jointly, and generally, the cost for a joint filing is 1/2 of two single filings. ? When a married person files a separate bankruptcy, it's usually because that spouse has debts that the other spouse doesn't. For example, if the wife has a business while the husband is an employee of a big company, if the business fails, the wife will have lots of debt that the husband isn't liable on.
Answer Applies to: Ohio
Replied: 7/3/2015
Click to View More Answers:
12 3 Free Legal QuestionsConnect with a local attorney