My step son got in a wreck and the lady is suing him and the insurance company can she sue my husband since he owns the car? 17 Answers as of May 31, 2013

My stepson had an accident and the lady and her son are suing him and the insurance company. My husband owns the car can he be held liable.

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Paul Whitfield and Associates P.A.
Paul Whitfield and Associates P.A. | Paul L. Whitfield
Owner and operator of a vehicle are responsible. Your insurance co will deal with the matter.
Answer Applies to: North Carolina
Replied: 5/31/2013
Lydy & Moan | C. Gary Wilson
Could sue owner of car and could be liable if knew he was poor driver and permitted use.
Answer Applies to: Ohio
Replied: 5/31/2013
The Law Office of Harry E. Hudson, Jr.
The Law Office of Harry E. Hudson, Jr. | Harry E. Hudson, Jr.
Whoever owns the vehicle can be sued.
Answer Applies to: California
Replied: 5/31/2013
Loren Lambert
Loren Lambert | Loren Lambert
Possibly for negligent entrustment, plus his insurance may apply. Just have him contact his own insurance company. They have to defend.
Answer Applies to: Utah
Replied: 5/30/2013
Ricks & Associates | Kenneth R. Ricks
Your insurance company should provide you counsel that can answer this question in more detail but the short answer is yes, your husband as the vehicle owner can be sued but recovery against him is statutorily limited to $15,000.00 unless plaintiff can prove negligent entrustment (that your husband, the owner, let your step-son drive the vehicle even though your husband knew your step-son was a negligent user).
Answer Applies to: California
Replied: 5/30/2013
    William Rawlings & Associates | William Rawlings
    Your insurance company should take care of any claim filed against your son or your husband. Everyone in your household is protected unless they are specifically excluded from the policy. Should the claimant decide to get an attorney and file a lawsuit, your son and/or husband may be served. However, your insurance company will provide you with an attorney at no additional cost to you. This expense is covered by your insurance premiums.
    Answer Applies to: Utah
    Replied: 5/30/2013
    Peters Law, PLLC
    Peters Law, PLLC | Mark T. Peters, Sr.
    Yes, your husband will likely be sued as well.
    Answer Applies to: Idaho
    Replied: 5/30/2013
    Law Offices of Ronald A. Steinberg & Associates | Ronald A. Steinberg, BA, MA, JD
    Both the owner AND the driver are liable.
    Answer Applies to: Michigan
    Replied: 5/30/2013
    James E. Hasser, Jr. P.C.
    James E. Hasser, Jr. P.C. | Jim Hasser
    Your husband would not be liable simply because he was the owner. He could only possibly be held liable if your son was a known incompetent driver when he allowed him to drive the car.
    Answer Applies to: Alabama
    Replied: 5/30/2013
    Curry, Roby & Mulvey Co., LLC
    Curry, Roby & Mulvey Co., LLC | Bruce A. Curry
    Your husband could only be held liable if your stepson was on an errand for hour husband at the time of his accident or your husband knew your stepson was not a competent driver and allowed him to take the car anyway.
    Answer Applies to: Ohio
    Replied: 5/30/2013
    Andrew T. Velonis, P.C.
    Andrew T. Velonis, P.C. | Andrew Velonis
    In New York the answer is yes, but the insurance covers both liability and legal expense.
    Answer Applies to: New York
    Replied: 5/30/2013
    Gregory M Janks, PC
    Gregory M Janks, PC | Gregory M Janks
    Yes, Michigan has an Owner Liability Statute that indicates the owner of a motor vehicle is responsible if the owned vehicle is negligently operated by someone that had the owners express or implied permission to use the vehicle. Your husband's car insurance would cover and defend any such claims. He would turn over any suit papers served on him to his car insurer right away. The insurer would provide a defense and defense lawyer at no charge to him.
    Answer Applies to: Michigan
    Replied: 5/30/2013
    Beaver Holt Sternlicht and Courie, P.A.
    Beaver Holt Sternlicht and Courie, P.A. | Mark A. Sternlicht
    A car owner who allows someone else to drive his car may be held liable for the negligence of the driver. Your husband's insurance should provide him with an attorney and cover any damages up to the limits of his liability coverage
    Answer Applies to: North Carolina
    Replied: 5/30/2013
    The Law Office of Stephen R. Chesley, LLC
    The Law Office of Stephen R. Chesley, LLC | Stephen R. Chesley
    Generally the owner and driver are sued in a lawsuit.
    Answer Applies to: New York
    Replied: 5/29/2013
    David P. Slater, esq.
    David P. Slater, esq. | David P. Slater
    Yes. The owner is liable for the negligence of the driver operating with permission.
    Answer Applies to: Florida
    Replied: 5/29/2013
    John Russo | John Russo
    Yes.
    Answer Applies to: Rhode Island
    Replied: 5/29/2013
    Law Offices of George H. Shers | George H. Shers
    The owner of the vehicle involved in the accident is jointly liable with the driver for the first $15,000. Since your stepson has insurance, that amount will be covered by his insurance policy. The insurance company cannot be sued, only the people involved in the accident and the owner of the car.
    Answer Applies to: California
    Replied: 5/29/2013
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