Is there a statute of limitations on credit card debt? 4 Answers as of March 08, 2011

I am being sued by a credit card company for a debt from 2008. Is there a statute of limitations on this type of case in the state of Ga.

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Ursula G. Barrios Law
Ursula G. Barrios Law | Guillermo Machado
Typically 4 years, but now that you're sued, good luck arguing it as a defense. BK will stop the suit.
Answer Applies to: California
Replied: 3/8/2011
Ferguson & Ferguson
Ferguson & Ferguson | Randy W. Ferguson
It is much longer in Alabama. I am unsure about Georgia.
Answer Applies to: Alabama
Replied: 3/8/2011
The Doan Law Firm
The Doan Law Firm | Shawn Doan
In California, generally speaking they have 4 years to sue you after your last payment before the stature of limitations may be used as a defense in a collection case. Feel free to contact our office for further information.
Answer Applies to: California
Replied: 3/8/2011
The Law Office of Mark J. Markus
The Law Office of Mark J. Markus | Mark Markus
Yes. The statue of limitations is set by contract with the credit card company, so you'd need to review your cardholder agreement to see which state's laws apply.
Answer Applies to: California
Replied: 3/8/2011
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