Is a minor child entitled to any of the proceeds of the life insurance although his wife was named beneficiary? 2 Answers as of April 11, 2017

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The Stutes Law Group, LLC
The Stutes Law Group, LLC | Ronald E. Stutes
I assume that the question refers to a minor child and wife of the deceased, not the wife of a minor child. The short answer is "no," based on Louisiana Revised Statute 22:912(A). R.S. 22:912 (A)(2) provides for an exception in certain specific circumstances.
Answer Applies to: Louisiana
Replied: 4/11/2017
Attorney At Law | James G. Maguire
No. The life insurance policy is not part of a person's estate. It is a contract to pay money to a designated beneficiary at death.
Answer Applies to: Louisiana
Replied: 4/11/2017
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