Is it possible to refinance after having debts discharged through a Chapter 13 bankruptcy? 10 Answers as of May 19, 2015

Can you refinance after Chapter 13 discharge?

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GARCIA & GONZALES, P.C.
GARCIA & GONZALES, P.C. | Richard N. Gonzales
Yes. Definitely
Answer Applies to: Colorado
Replied: 5/19/2015
Charles Schneider, P.C.
Charles Schneider, P.C. | Charles J. Schneider
Yes there is no law against it.
Answer Applies to: Michigan
Replied: 5/18/2015
Ronald K. Nims LLC | Ronald K. Nims
I assume you mean is it possible to refinance your mortgage after a Chapter 13 because it wouldn't make any sense to refinance the discharged unsecured creditors. You can't refinance with your lender unless you reaffirmed the debt. ?You can refinance with other lenders whether you reaffirmed or not.
Answer Applies to: Ohio
Replied: 5/18/2015
A Fresh Start
A Fresh Start | Dorothy G Bunce
It is always up to each individual lender to establish lending criteria. Many people do refinance their real estate or vehicles after a Chapter 13 or Chapter 7 discharge.
Answer Applies to: Nevada
Replied: 5/18/2015
Janet A. Lawson Bankruptcy Attorney
Janet A. Lawson Bankruptcy Attorney | Janet Lawson
Are you asking about your mortgage? Yes that is possible. Done all the time.
Answer Applies to: California
Replied: 5/15/2015
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