Is it okay to use this card if my bankruptcy chapter 7 is discharged but not closed? 5 Answers as of September 29, 2017

I'm an authorized credit card user.

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Ronald K. Nims LLC | Ronald K. Nims
An authorized user means that you're using a card that's billed to someone else. For example, if I use my employer's card to buy lunch for a client, my employer is responsible for paying the bill not me. However, if you're using your spouse's card or a friend's card with the understanding that you'll pay for the charges, then you're incurring debt and that's prohibited.
Answer Applies to: Ohio
Replied: 9/29/2017
Stephens Gourley & Bywater | David A. Stephens
Yes as long as it was not included in the bankruptcy.
Answer Applies to: Nevada
Replied: 9/27/2017
Janet A. Lawson Bankruptcy Attorney
Janet A. Lawson Bankruptcy Attorney | Janet Lawson
Why is not closed? You need to see local counsel. The card may not be valid, I can't answer that question for sure.
Answer Applies to: California
Replied: 9/26/2017
GARCIA & GONZALES, P.C. | Richard N. Gonzales
It will be a "new" debt, and therefore you will be obligated (which I assume you expected).
Answer Applies to: Colorado
Replied: 9/26/2017
Richard B. Jacobson & Associates, LLC | Richard B. Jacobson
You might try, but you may find that the company has canceled your card.
Answer Applies to: Wisconsin
Replied: 9/26/2017
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