Is it hard to file bankruptcy on your own? 11 Answers as of May 05, 2015

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Ronald K. Nims LLC | Ronald K. Nims
That depends on your situation. If you have no assets and little income, it much easier than someone with a complex situation.
Answer Applies to: Ohio
Replied: 5/5/2015
Janet A. Lawson Bankruptcy Attorney
Janet A. Lawson Bankruptcy Attorney | Janet Lawson
Sorry for the delay, I missed this one. People do do it themselves. Some courts have a self help clinic. I do not recommend this unless you have very few assets.
Answer Applies to: California
Replied: 5/1/2015
Stephens Gourley & Bywater | David A. Stephens
Some people can successfully file a chapter 7. I would not recommend even attempting to file a chapter 13 or 11 without an experience bankruptcy attorney.
Answer Applies to: Nevada
Replied: 4/30/2015
The Law Office of Darren Aronow, PC
The Law Office of Darren Aronow, PC | Darren Aronow
Depends if you understand the process. If you do not, then you will find the process difficult and most trustees do not like pro se filings, so the trustee may be difficult as well.
Answer Applies to: New York
Replied: 4/29/2015
Thomas Vogele & Associates, APC | Thomas A. Vogele
It is easy to file a bankruptcy petition but hard to do it right. Call your local bar association and get a referral to a bankruptcy lawyer before you do anything.
Answer Applies to: California
Replied: 4/29/2015
    Tokarska Law Center
    Tokarska Law Center | Kathryn U. Tokarska
    It can be, just depends on the ability of the person and whether they have the time and inclination to do research and figure things out. It also depends on what the case itself involves, whether there are some issues that may be problematic. When you file your own case you're relying on your own knowledge and understanding of what needs to be done, how, and when. If you mess up you can't use "I didn't know" as an excuse.
    Answer Applies to: California
    Replied: 4/29/2015
    GARCIA & GONZALES, P.C.
    GARCIA & GONZALES, P.C. | Richard N. Gonzales
    Yes and no. It depends. Can you muddle through all the paperwork and deadlines?
    Answer Applies to: Colorado
    Replied: 4/29/2015
    Law Offices of Daniel J Winter
    Law Offices of Daniel J Winter | Daniel J Winter
    Yes; there are many technical requirements that could trip you up. And, you would need guidance on what exactly it will and won't do. Call a lawyer now; most offer free consultations.
    Answer Applies to: Illinois
    Replied: 4/29/2015
    Musilli Brennan Associates PLLC
    Musilli Brennan Associates PLLC | John F Brennan
    No, it is easy to file but difficult to complete properly and successfully.
    Answer Applies to: Michigan
    Replied: 4/29/2015
    A Fresh Start
    A Fresh Start | Dorothy G Bunce
    Most attorneys that lack bankruptcy experience would say that for them, it is hard. With more than 30 years of bankruptcy experience, I continue to take at least 20 hours of professional education to maintain my skills to represent people in bankruptcy court.
    Answer Applies to: Nevada
    Replied: 4/29/2015
    Richard B. Jacobson & Associates, LLC | Richard B. Jacobson
    It depends. In the simplest cases e.g. no real estate, no secured debt, annual income below the median for your state (relative to the size of your household), no risk of having to dispute claim that a particular creditor's claim is one of those excepted from discharge, then you could perhaps represent yourself. But it's not generally a good idea. There are many pitfalls, and the cost of retaining an experienced bankruptcy lawyer to advise and represent you is usually a good investment. Good Luck.
    Answer Applies to: Wisconsin
    Replied: 4/29/2015
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