Is community property at risk if the wife harms somebody driving? 6 Answers as of June 03, 2016

I want to know if the car insurance will cover all costs.

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Walpole Law | Robert J. Walpole
Actually, no, car insurance only has to pay to the maximum amount of coverage. Considering the cost of property and medical expense, one should purchase insurance to cover one's net worth and possibly future net worth. Good luck. liable to .
Answer Applies to: Oklahoma
Replied: 6/3/2016
Universal Law Group, Inc. | Francis John Cowhig
Your car insurance should cover all costs up to the policy limits. After that, all of your wife's assets including community property may be at risk.
Answer Applies to: California
Replied: 4/27/2016
Richard B. Jacobson & Associates, LLC | Richard B. Jacobson
You ask two different questions. As to whether insurance will cover all costs, you need to consult your written insurance policy. If you don't have it, or if it is not comprehensible, ask the agent who sold it to you to explain its provisions, limitations and deductibles. As to marital or community property, in this marital property State (Wisconsin), a spouse's interest in community property has a low priority in terms of where a creditor can look for payment. After insurance, next up for payment is the wrongdoer's separate property. Then his or her interest in marital property. Generally the non-offending spouse's interest in marital property comes after, and may be exempt. Since this state has rather generous exemptions of property from creditors, there may not be anything, community or other, which they could reach.
Answer Applies to: Wisconsin
Replied: 4/26/2016
Law Office of Robert E McCall | Robert McCall
1 Florida is not a community property state 2, Insurance may or may not cover damages. For example there is no insurance if a driver was DUI or otherwise impaired.
Answer Applies to: Florida
Replied: 4/26/2016
Lawrence Lewis
Lawrence Lewis | Lawrence Lewis, PC
The car insurance will cover all costs IF you have enough insurance. What does your policy read? Did you choose the cheap $ 25K minimum, or do you have the $500K per accident per person. I assume you do not understand insurance, but you have a wife. Interesting.
Answer Applies to: Georgia
Replied: 4/26/2016
    Ty Wilson Law | Ty Wilson
    Complicated question. Depends upon the amount of insurance coverage and the amount of the damages of the injured person. If they are quite severe, there is a possibility your assets could be at risk. You should gather the specific facts and speak with an attorney on what your worse case scenario could be. Good luck.
    Answer Applies to: Georgia
    Replied: 4/26/2016
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