Is bankruptcy an option after going through a foreclosure? Posted on February 07, 2011

I bought a house with a split mortgage. The house went into foreclosure. The house was sold via the bank. But I was foreclosed on. The second part of the split mortgage was sold to a predator loan collection agency. They are calling and threatening to sue. What are my options since the house was officially sold? Also can they come after my wife? Since she didn't sign on any of the loans? Would bankruptcy be an option?

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