CONSUMER PROTECTION ASSISTANCE COALITION, INC. (DE). | Gary Lee Lane
you are liable for whatever you signed, or in community states her debts too up to 1/2
Answer Applies to: California
Law Office of Lynnmarie A. Johnson | Lynnmarie Johnson
You would be liable for any joint debt that your spouse discharges. If you can, on your own, pay for a new house and car, you can but it must be only in your name and only your money must pay for it. That is the reason many spouses don't file together. Particularly when they have no joint debt. Beware though, you cannot use his money for a down payment (assuming that he has some kind of nest egg put away). That would be defrauding the creditors by not paying them.
Answer Applies to: Michigan
Saedi Law Group | Lorena Saedi
They only way you could be liable for any debts of your spouse would be if you were a co-signer of those debts. If you are not a co-signer then your credit should not be affected. Whether or not a purchase or a home and/or car would affect your spouse's case would depend on: 1. What Chapter you filed. 2. How much equity were in these assets. 3. How these assets where titled.
Answer Applies to: Georgia
Law Office of Raymond J. Dague, PLLC | Raymond J. Dague
Your credit and your husband's are completely different, assuming of course that all of his debts are only his. If you have joint debt, usually you are ok if you keep on the payment plan for these debts. But a spouse's debt and ensuing bankruptcy does not really affect the non-bankruptcy spouse.
Answer Applies to: New York