If my spouse cannot pay his credit card debt, can the credit card companies make me pay instead of him? 12 Answers as of December 14, 2015

They give the credit cards for him thru his ITIN number not social security.

Ask a Local Attorney. 100% Anonymous. Free Answers.

Free Case Evaluation by a Local Lawyer: Click here
Ronald K. Nims LLC | Ronald K. Nims
Unless you live in a community property state, you are only liable for your spouse's credit card debt if you have signed the credit card application. In most of the country, merely being married to someone doesn't make you responsible for their debts.
Answer Applies to: Ohio
Replied: 12/14/2015
Stephens Gourley & Bywater | David A. Stephens
That depends on whether you used them, or if you live in a community property state. If the answer to those questions is yes, the credit card company may be able to sue you.
Answer Applies to: Nevada
Replied: 12/8/2015
Eranthe Law Firm
Eranthe Law Firm | Cate Eranthe
Yes they can look to you for payment because California is a community property state. They may not. Some creditor s won't look beyond the card holder.
Answer Applies to: California
Replied: 12/7/2015
GARCIA & GONZALES, P.C.
GARCIA & GONZALES, P.C. | Richard N. Gonzales
Maybe. Meet with a lawyer to discuss Colorado's "Family Purpose Doctrine."
Answer Applies to: Colorado
Replied: 12/7/2015
Richard B. Jacobson & Associates, LLC | Richard B. Jacobson
If you live a marital property or community property state, such as Wisconsin, and the debt was incurred during the marriage, then the creditor can generally seek to collect from either spouse. If your husband files a bankruptcy, and you do not, however, and you live in a marital or community property state, the creditor cannot collect from you quite so easily. Good Luck
Answer Applies to: Wisconsin
Replied: 12/7/2015
    Goldsmith & Guymon
    Goldsmith & Guymon | Marjorie Guymon
    While your name is not on the debt, they may seek payment from him through assets you own under our community property laws. In other words, if you own assets with both names on it, they will attempt to recover after obtaining a judgment from those assets.
    Answer Applies to: Nevada
    Replied: 12/7/2015
    Janet A. Lawson Bankruptcy Attorney
    Janet A. Lawson Bankruptcy Attorney | Janet Lawson
    If you are not contractually obligated it is unlikely thy will come after you. There is some argument that in a community property state they could, however in 30 years I have never seen it happen.
    Answer Applies to: California
    Replied: 12/7/2015
    A Fresh Start
    A Fresh Start | Dorothy G Bunce
    A creditor can only make someone pay if they sue that someone. Most of the time, credit card companies do not even know that there is a spouse to sue unless the spouse has their name on the account. The exception to this would be if the credit card were used to pay medical debt, which spouses ARE RESPONSIBLE for paying.
    Answer Applies to: Nevada
    Replied: 12/7/2015
    Mauritz Van Niekerk, Attorneys at Law
    Mauritz Van Niekerk, Attorneys at Law | Christiaan van Niekerk
    Not unless you signed for it so don't worry.
    Answer Applies to: New York
    Replied: 12/7/2015
    Musilli Brennan Associates PLLC
    Musilli Brennan Associates PLLC | John F Brennan
    Generally you are not liable if you are not on the account. More details are necessary. See an attorney to determine your liabilities and possible options.
    Answer Applies to: Michigan
    Replied: 12/7/2015
    Law Office of Michael Johnson
    Law Office of Michael Johnson | Michael Johnson
    No.
    Answer Applies to: Florida
    Replied: 12/7/2015
Click to View More Answers:
12 3 Free Legal QuestionsConnect with a local attorney