If my building caught fire due to negligence of a neighbor that has renters insurance and liability, can I sue? 11 Answers as of May 07, 2014

The building got destroyed.

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Law Ofices of Edwin K. Niles | Edwin K. Niles
Yes, and you should. But what about your insurance? If you have coverage, why not use your insurance and let them fight it out with the other company.
Answer Applies to: California
Replied: 5/7/2014
James E. Hasser, Jr. P.C.
James E. Hasser, Jr. P.C. | Jim Hasser
Yes, you very well may have a case. Your insurance company will probably want in on it as well? You may want to discuss it with them. Good luck.
Answer Applies to: Alabama
Replied: 5/7/2014
Chalat Hatten Koupal & Banker PC
Chalat Hatten Koupal & Banker PC | Linda Chalat
You may have a claim against the individual who started the fire and perhaps the landlord if the fire suppression system did not work properly or was inadequate.
Answer Applies to: Colorado
Replied: 5/7/2014
The Bryan Law Firm, L.L.C.
The Bryan Law Firm, L.L.C. | Douglas L. Bryan
Yes, you very well may have a cause of action.
Answer Applies to: Louisiana
Replied: 5/7/2014
Paul Whitfield and Associates P.A.
Paul Whitfield and Associates P.A. | Paul L. Whitfield
Key word is "negligence" if you can prove negligence you win.
Answer Applies to: North Carolina
Replied: 5/7/2014
    Musilli Brennan Associates PLLC
    Musilli Brennan Associates PLLC | John F Brennan
    Yes, generally would be able to bring a litigation against the cause of the damage and loss.
    Answer Applies to: Michigan
    Replied: 5/7/2014
    Gates' Law, PLLC | Thomas E. Gates
    You can submit a claim. Depending upon the value of your loss, it would identify where you should file your lawsuit.
    Answer Applies to: Washington
    Replied: 5/7/2014
    Wayne J. Wimer, Inc. P.S.
    Wayne J. Wimer, Inc. P.S. | Wayne J. Wimer
    You can sue your neighbor for his or her negligence. Whether or not his insurance policy will cover your damages is another matter.
    Answer Applies to: Washington
    Replied: 5/7/2014
    Gregory M Janks, PC
    Gregory M Janks, PC | Gregory M Janks
    As a general rule you may always make a claim against and/or sue a negligent party that caused damages. However, you may not collect damages x 2, so if you have insurance, typically your insurer would pay a fire loss and perhaps pursue a subrogation claim against the at fault person. I'm not sure why you'd prefer to sue vs. having your insurer pay, at least if you had insurance, as an insurance claim is typically quicker and less costly than a lawsuit.
    Answer Applies to: Michigan
    Replied: 5/7/2014
    Lewis B. Kaplan | Lewis B. Kaplan
    The neighbors liability insurance could cover the loss . Your insurance on the building could cover the loss less any deductible . Which way you should go needs to be further discussed with a lawyer.
    Answer Applies to: Illinois
    Replied: 5/7/2014
    Rags Beals Seigler Patterson & Gray
    Rags Beals Seigler Patterson & Gray | Ronald D. Reemsnyder
    You choices are to file a claim on your own insurance policy and then let your insurer deal with the neighbor or you could go directly against the neighbor and hope there is insurance. Going against the neighbor is likely to be more expensive for you and to take longer to conclude.
    Answer Applies to: Georgia
    Replied: 5/7/2014
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