If I was only behind two months, should I be billed this amount and how can I avoid HOA foreclosure? 3 Answers as of March 07, 2014

This is a HOA Foreclosure that I was behind only two months at $272.00 per month. He sent me a quote of $5,583.65 for the total of which is $766.04 of past HOA and late fees. The lawyer sent me a certified letter on February 28th and called him on March 4th and discussed a solution before the auction date of April 2. Please help me with this. thanks.
Past due Condo fees/monthly Assessments $766.04
January 2014 balance due: $157.44
February ‘14-March ‘14 2 @ $272.000 $544.00
Late Fees 2 @ $25.00 $ 50.00
Interest per condominium documents: $ 35.59
March 2014 Late Fee $ 25.00 (due on the 10th)
March interest $ 25.16
Title Examination and Updates (2): $ 500.00
Copies obtained with title examination $ 13.50 Pacer Search Fee: $ 75.00
Legal fees for pre-foreclosure collection efforts (January 2, 2014): $ 95.00
Statutory Postage for pre-foreclosure (January 2, 2014): $ 6.57
Legal fees for pre-foreclosure collection efforts (February 4, 2014): $ 350.00
Statutory Postage for pre-foreclosure (February 4, 2014): $ 28.41
Legal Fee for Foreclosure (sale date April 2, 2014): $2,500.00
Ordering and recording Municipal Lien Certificate $ 59.00
Certified Mail & Regular Mail as required by Statute (F/C): $ 30.33
Woonsocket Call- Advertising fee: $ 534.64
Legal Fee for Preparation of reinstatement quote; $ 250.00
Legal Fee for Cancellation if reinstated: $ N/A
Auctioneer Cancellation fee: $ 325.00
Total $5,583.65

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Stephens Gourley & Bywater | David A. Stephens
If you are behind far enough for the HOA to start foreclosure under the CC&Rs and the applicable statutes, then you are likely liable for those costs, unless there is statute to protect you.
Answer Applies to: Nevada
Replied: 3/7/2014
Meister & McCracken Law Firm, PLLC | Joanne M. McCracken
My advise to you is to immediately talk with an attorney. Your position may be controlled by the HOA agreement.
Answer Applies to: Arkansas
Replied: 3/6/2014
Patrick W. Currin, Attorney at Law | Patrick Currin
My understanding is that you must have a minimum back balance of at least $1,800 IN DUES before the lien may be foreclosed. They are charging you legal fees for an act that cannot currently do. You need to hire a lawyer to inform the HOA's lawyer he doesn't know what he's doing.
Answer Applies to: California
Replied: 3/6/2014
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