If I was in an auto accident, other driver was at fault but did not have insurance, what can I do? 24 Answers as of October 14, 2013

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Law Offices of Ronald A. Steinberg & Associates | Ronald A. Steinberg, BA, MA, JD
If you were smart enough to have Uninsured Motorist coverage on YOUR insurance, you make a claim against that coverage. If you don't have it, then you sue the other driver and owner, and hire a collection attorney to try and get the money for you.
Answer Applies to: Michigan
Replied: 10/14/2013
Stephens Gourley & Bywater | David A. Stephens
You can sue him or ask the DMV to revoke his license until he takes care of your damages.
Answer Applies to: Nevada
Replied: 8/20/2013
John Russo | John Russo
Go under your uninsured motorist portion in your policy, but you should also retain counsel, they receive nothing unless you do, and you will receive 3 to 4 times more with then without.
Answer Applies to: Rhode Island
Replied: 8/20/2013
Law Offices of Stanley S. Lopata
Law Offices of Stanley S. Lopata | Stan Lopata
Contact your own insurance company and notify them that you are making and uninsured motorist claim under the terms of your own policy. After the insurance company has resolved your claim, it will attempt to collect its recovery against the other driver. You do have uninsured motorist coverage, don't you? You should and must!
Answer Applies to: California
Replied: 8/20/2013
David F. Stoddard
David F. Stoddard | David F. Stoddard
If the car that you were in has insurance, or if you own a car with insurance, you can file a claim on the uninsured motorist coverage for the car you were in, or on your car's uninsured motorist coverage. If your claim is for property damage, you must file it on your collision coverage or pay for it out of our pocket if you have no collision coverage. If you have no collision coverage, you can sue the other driver and hope to collect against him/her personally, but usually, you cannot get them to pay the judgment.
Answer Applies to: South Carolina
Replied: 8/20/2013
    Gregory M Janks, PC
    Gregory M Janks, PC | Gregory M Janks
    Check your own policy for Uninsured Motorist coverage. If you purchased it (it's optional in Michigan), then you make your claim there (it stands in the place of the uninsured driver's liability coverage).
    Answer Applies to: Michigan
    Replied: 8/20/2013
    Sternic Law Offices
    Sternic Law Offices | Ivan M Sternic, MD JD
    File a claim under un-insured provision of your policy.
    Answer Applies to: Illinois
    Replied: 8/13/2013
    Moore Law Firm
    Moore Law Firm | Stephen C. Moore
    Possible uninsured motorist claim under your policy if you are injured. If no injuries you policy will cover repairs and your carrier will go after the at fault party.
    Answer Applies to: Alabama
    Replied: 8/20/2013
    Mike Lewis Attorneys | Mike Lewis
    File with your own insurance pursuant to Uninsured Motorist (UM) coverage.
    Answer Applies to: North Carolina
    Replied: 8/13/2013
    LAW OFFICES OF F. MICHAEL SABZEVAR | Michael Sabzevar
    You may file a claim against your own Uninsured Motorist policy, if you have one. Otherwise, you have to file a law suit against he adverse driver.
    Answer Applies to: California
    Replied: 8/20/2013
    Durham Jones & Pinegar | Erven Nelson
    First, call your insurance agent. If you have Underinsured Motorist (UM) coverage it will pay. If not, you can still sue the other driver, get a judgment and try to collect from bank accounts, wage garnishments, etc.
    Answer Applies to: Nevada
    Replied: 8/20/2013
    Matthew D Kaplan LLC
    Matthew D Kaplan LLC | Matthew D Kaplan
    You can make a claim on your uninsured motorist policy.
    Answer Applies to: Oregon
    Replied: 8/20/2013
    Padove Law | Burton A. Padove
    Contact your insurer and make a claim for uninsured motorist. If you are seriously injured, you should have an attorney represent you as it is in your insurer's best interest to pay you as little as possible. So the fact that it is a claim with your insurer, does not mean that company will be fair.
    Answer Applies to: Indiana
    Replied: 8/20/2013
    Lewis B. Kaplan | Lewis B. Kaplan
    If you had collision , uninsured motorist bodily injury and medical payments coverage on your own policy make a claim against your own insurer
    Answer Applies to: Illinois
    Replied: 8/20/2013
    James E. Hasser, Jr. P.C.
    James E. Hasser, Jr. P.C. | Jim Hasser
    Make a claim on your collision coverage for the property damage and if you were hurt, make an uninsured motorist claim. Good luck.
    Answer Applies to: Alabama
    Replied: 8/20/2013
    Nash & Franciskato Law Firm
    Nash & Franciskato Law Firm | Brian Franciskato
    Make a claim with your insurance company for uninsured motorist coverage. This will not effect your rates and they can't cancel you for making the claim.
    Answer Applies to: Missouri
    Replied: 8/20/2013
    Beaver Holt Sternlicht and Courie, P.A.
    Beaver Holt Sternlicht and Courie, P.A. | Mark A. Sternlicht
    You should contact an attorney with experience in personal injury claims to assist you with making a claim against your insurance policy's uninsured motorist coverage.
    Answer Applies to: North Carolina
    Replied: 8/20/2013
    Paul Whitfield and Associates P.A.
    Paul Whitfield and Associates P.A. | Paul L. Whitfield
    If he has assets, sue him. If he doesn't you are wasting your time (unless you have Un insured coverage. If you don't know what that is see your agent and ask him to explain (and buy some) for assets check the courthouse and tax office.
    Answer Applies to: North Carolina
    Replied: 8/20/2013
    Law Firm of Rivers J. Morrell III | Rivers J. Morrell III
    If you had insurance then you can submit a claim to your own insurance, under Uninsured Motorist coverage, if you had this kind of coverage.
    Answer Applies to: California
    Replied: 8/20/2013
    Ortiz Law Firm
    Ortiz Law Firm | Nick A. Ortiz
    You can sue the other driver even if he or she did not have insurance. You should also check whether any other insurance may apply in your situation, such as uninsured motorist coverage.
    Answer Applies to: Florida
    Replied: 8/20/2013
    WEISSMAN LAW FIRM
    WEISSMAN LAW FIRM | I.Donald Weissman
    If you have uninsured motorist coverage on your auto insurance policy, make the claim to your carrier. If you do not have uninsured motorist coverage you can sue the responsible party directly for the damages.
    Answer Applies to: California
    Replied: 8/20/2013
    HYP LAW GROUP | HAMED YAZDANPANAH
    You should immediately retain the assistance of counsel. Most attorneys that would handle this matter, including our firm, would not take or charge any money from you. They would represent you on a continency basis. But if you wish to receive a fair settlement, you must seek legal advice.
    Answer Applies to: California
    Replied: 8/20/2013
    Gates' Law, PLLC | Thomas E. Gates
    You will have to sue him for damages.
    Answer Applies to: Washington
    Replied: 8/20/2013
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