If I just got hit with a 20,000 invoice for medical costs, can this be wiped out along with my 12,000 in credit card debt? 12 Answers as of August 08, 2017

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Janet A. Lawson Bankruptcy Attorney
Janet A. Lawson Bankruptcy Attorney | Janet Lawson
Yes. See a lawyer.
Answer Applies to: California
Replied: 8/8/2017
Stephens Gourley & Bywater | David A. Stephens
Yes.
Answer Applies to: Nevada
Replied: 8/7/2017
A Fresh Start
A Fresh Start | Dorothy G Bunce
Medical debts are a common reason why someone filed bankruptcy. These debts can be eliminated in a Chapter 7 bankruptcy provided you otherwise qualify.
Answer Applies to: Nevada
Replied: 8/7/2017
Ronald K. Nims LLC | Ronald K. Nims
A Chapter 7 bankruptcy will eliminate both the credit card debt and the medical bills.
Answer Applies to: Ohio
Replied: 8/7/2017
GARCIA & GONZALES, P.C.
GARCIA & GONZALES, P.C. | Richard N. Gonzales
Yes.
Answer Applies to: Colorado
Replied: 8/7/2017
    Law Office of J. Thomas Black, P.C.
    Law Office of J. Thomas Black, P.C. | J. Thomas Black
    Yes, medical bills are dischargeable in bankruptcy just like credit card debt, assuming you qualify to file bankruptcy.
    Answer Applies to: Texas
    Replied: 8/7/2017
    Ferguson & Ferguson
    Ferguson & Ferguson | Randy W. Ferguson
    Yes, in a Chapter 7.
    Answer Applies to: Alabama
    Replied: 8/6/2017
    Patrick W. Currin, Attorney at Law | Patrick Currin
    Assuming you qualify as to income and have no assets that cannot be exempted from the case, then yes, these can be erased.
    Answer Applies to: California
    Replied: 8/6/2017
    Bird & VanDyke, Inc.
    Bird & VanDyke, Inc. | David VanDyke
    Yes it can. Look at a chapter 7 for a "fresh start".
    Answer Applies to: California
    Replied: 8/6/2017
    Law Office of Kimberly Fives | Kimberly Fives
    More than likely yes. There are some factors to weigh with regard to your credit card debt - how long ago obtained and for what? Whether or not you qualify for a chapter 7 liquidation or a chapter 13 consolidation depends upon your disposable income. But, yes, most likely.
    Answer Applies to: California
    Replied: 8/6/2017
    Garner Law Office
    Garner Law Office | Daniel Garner
    Medical debt and credit card debt can be discharged in bankruptcy. Whether they can be "wiped out" completely depends on whether you file for chapter 7 or chapter 13, and that depends on a whole host of factors specific to your financial situation. Consult with an experienced bankruptcy attorney to understand your options.
    Answer Applies to: Oregon
    Replied: 8/6/2017
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