OlsenDaines, PC | Kristoffer Sperry
Getting your title back can be very difficult. Often it is as simple as contacting the creditor and requesting the title but sometimes it requires a little more work and patience. If you request title from the creditor and you don't receive it within 6 weeks let your attorney know and they can request it from the creditor.
Answer Applies to: Idaho
OlsenDaines | Rex Daines
It usually takes about 30 days after the chapter 13 discharge to get your car title. One common problem is that people move and the lender sends the title to the old address. Make sure the lender has your current address. It is not enough that the court and trustee have your address. If you don't have the title within 30 days (after the discharge order is entered, not after your last payment is made), then call the lender. You might be on hold for a while, but you will eventually get someone. When they tell you the can not speak to you because of the bankruptcy, tell them the bankruptcy is over.
Answer Applies to: Oregon
Deborah F Bowinski, Attorney & Counselor at Law | Debby Bowinski
Once your case is discharged the lender should send the title to you. They are not required to release the title until the discharge order is issued. You could contact your lawyer if you need it sooner and see if he or she can help.
Answer Applies to: Colorado
Elkington Law | Sally Elkington
If your vehicle was paid in full or crammed down through your plan, and you have received your discharge order, you should request your pink slip. Denying you such may be a violation of the discharge order. If you don't receive it after requesting it in writing, contact an attorney to reopen your case and bring an action against the lender.
Answer Applies to: California
Law Office of Shawn N. Wright | Shawn N. Wright
I am not sure how your truck loan was handled in your Chapter 13 plan. In Western Pennsylvania, we file our Chapter 13 plans to pay off vehicle loans during the 5 year plan term. And our Chapter 13 plans indicate (unless they are treated as long-term, continuing debts) that the lenders have to release the titles at the end of the plan. So, your attorney should contact the truck lender to release the title. Invariably, if you have crammed down the vehicle interest rate during the Chapter 13, the lenders will wait to receive your discharge order before they release the title. Even then, you have to formally request it. Okay, good luck.
Answer Applies to: Pennsylvania