How would I know if bankruptcy is the best option for me? 28 Answers as of February 19, 2013

Ask a Local Attorney. 100% Anonymous. Free Answers.

Free Case Evaluation by a Local Lawyer: Click here
The Law Office of Marvin Wolf
The Law Office of Marvin Wolf | Marvin Wolf
By consulting with an attorney with a specialty in bankruptcy and debt relief.
Answer Applies to: New Jersey
Replied: 2/19/2013
Janet A. Lawson Bankruptcy Attorney
Janet A. Lawson Bankruptcy Attorney | Janet Lawson
Talk to a lawyer. Bring in some current pay stubs at a minimum.
Answer Applies to: California
Replied: 2/18/2013
Law Office of D.L. Drain, P.A.
Law Office of D.L. Drain, P.A. | Diane L. Drain
Bankruptcy is a very complicated process. It is wise to talk to an experienced bankruptcy attorney before deciding to take this important step.
Answer Applies to: Arizona
Replied: 2/15/2013
Richard B. Jacobson & Associates, LLC | Richard B. Jacobson
A good question. Discuss it with a skilled bankruptcy lawyer which means in part one who does not need your fees to pay the rent or the secretary. There are too many considerations pro and con to review here.
Answer Applies to: Wisconsin
Replied: 2/15/2013
Law Office of Michael Johnson
Law Office of Michael Johnson | Michael Johnson
Contact an attorney to discuss your options.
Answer Applies to: Florida
Replied: 2/13/2013
    Phyllis Voisenat, Esq.
    Phyllis Voisenat, Esq. | Phyllis Voisenat
    You should set an appointment with an attorney that regularly practices bankruptcy law. Most attorney's do not charge for an initial consultation. Then you will be better able to determine your options. Good Luck!
    Answer Applies to: California
    Replied: 2/14/2013
    Gateway Legal Group | Christian J. Albut
    The best thing to do is talk with a bankruptcy attorney. An attorney will go over your debts and income to help advise what your best option will be.
    Answer Applies to: California
    Replied: 2/13/2013
    Law Office of Christian F. Paul
    Law Office of Christian F. Paul | Christian F. Paul
    I suggest you make an appointment to consult with a local bankruptcy attorney. Many offer a free consultation. Be sure to take with you documents to show your income (last tax return, last couple of pay stubs, etc.), a list of monthly expenses, a recent credit report and other proof of debts, latest bank statements, as well as title documents to vehicles and real property (if any). The attorney will be able to assess your situation and advise whether bankruptcy is a good choice for you.
    Answer Applies to: California
    Replied: 2/13/2013
    The Law Office of Darren Aronow, PC
    The Law Office of Darren Aronow, PC | Darren Aronow
    Discuss the details of your case with a local attorney to guide you properly.
    Answer Applies to: New York
    Replied: 2/13/2013
    Law Office of Stuart M. Nachbar, P.C.
    Law Office of Stuart M. Nachbar, P.C. | Stuart M. Nachbar
    You are asking a very broad question, and it takes a great deal of thought and time to give an answer. If you have to much debt and not enough monthly income, then I urge you to get to a bankruptcy specialist.
    Answer Applies to: New Jersey
    Replied: 2/13/2013
    Guy Millward | Guy Millward
    In many cases bankruptcy can protect your assets and give you the fresh start you need. It would be impossible for anyone to provide you with all of the information you need to make this decision in an e mail. Many bankruptcy attorneys will provide a free conference to discuss the specifics of your situation. They will need to know specifics about your debts and assets in order to tell you how bankruptcy will effect you.
    Answer Applies to: Kentucky
    Replied: 2/12/2013
    Guardian Law Group PLLC
    Guardian Law Group PLLC | C. David Hester
    You need to speak with an attorney. You can contact me for a free consultation to determine if its the right option for you.
    Answer Applies to: Utah
    Replied: 2/12/2013
    Diefer Law Group, P.C.
    Diefer Law Group, P.C. | Abel Fernandez
    I recommend that you consult an attorney or a financial adviser.
    Answer Applies to: California
    Replied: 2/12/2013
    A Fresh Start
    A Fresh Start | Dorothy G Bunce
    Meet with a local bankruptcy attorney who can explain the criteria required to file bankruptcy as well as the options for solving debts through ways other than bankruptcy.
    Answer Applies to: Nevada
    Replied: 2/12/2013
    Law Offices of A. J. Mitchell, LLC
    Law Offices of A. J. Mitchell, LLC | A. J. Mitchell
    You should schedule a consultation with a bankruptcy attorney to get more information and to ask questions about the process and governing law.
    Answer Applies to: Georgia
    Replied: 2/12/2013
    Law Office of Sean P Fleming
    Law Office of Sean P Fleming | Sean P Fleming
    It would be a good idea to schedule a consultation with a bankruptcy attorney. Most attorneys will not charge you a fee for the initial consultation.
    Answer Applies to: Illinois
    Replied: 2/12/2013
    The Smalley Law Firm, LLC | Cary Smalley
    I suggest you consult with a bankruptcy attorney to discuss the specific details of your situation to help determine if bankruptcy is the best option for you.
    Answer Applies to: Kansas
    Replied: 2/12/2013
    Law Office of Norman Moore
    Law Office of Norman Moore | Norman P Moore Jr
    First of all, that is a personal decision that only you can make. The same set of facts with a different person can lead to a different answer. If your bills every month are more than your income and you have no reasonable way to increase your income, then bankruptcy may be right for you. But only you can decide that.
    Answer Applies to: Wisconsin
    Replied: 2/12/2013
    J.M. Cook, P.A. | J.M. Cook
    The only way to really know is to consult with a qualified bankruptcy attorney.
    Answer Applies to: North Carolina
    Replied: 2/12/2013
    Tony M. May Attorney At Law
    Tony M. May Attorney At Law | Tony M. May PC
    The best way to determine if Bankruptcy is the right choice for you is to go see an attorney.
    Answer Applies to: Nevada
    Replied: 2/12/2013
    Troutman & Napier
    Troutman & Napier | Gregory A. Napier
    You really have to go through your entire financial situation with a knowledgeable attorney.
    Answer Applies to: Kentucky
    Replied: 2/12/2013
    Danville Law Group | Scott Jordan
    You should speak with a local bankruptcy attorney to discuss your financial situation. The attorney can then provide you with options and the consequences of each option taken.
    Answer Applies to: California
    Replied: 2/12/2013
    Pitt, Hay, and Hugenschmidt
    Pitt, Hay, and Hugenschmidt | Edward C Hay
    Visit a Bankruptcy lawyer, who can help you make this decision.
    Answer Applies to: North Carolina
    Replied: 2/12/2013
    Granger Law Firm
    Granger Law Firm | Katharine Granger
    The best thing to do would be to meet with a bankruptcy attorney. The first consultation is almost always free. A good attorney will review all of the options you have and advise you whether bankruptcy is or is not in your best interest.
    Answer Applies to: Ohio
    Replied: 2/12/2013
    Moore Taylor & Thomas PA
    Moore Taylor & Thomas PA | Jane Downey
    Talk to a certified bankruptcy specialist about your situation.
    Answer Applies to: South Carolina
    Replied: 2/12/2013
    Mauritz Van Niekerk, Attorneys at Law
    Mauritz Van Niekerk, Attorneys at Law | Christiaan van Niekerk
    You should call an attorney.
    Answer Applies to: New York
    Replied: 2/12/2013
    Colorado Bankruptcy Law Group, LLC | Peter Mullison
    The best way to find out if bankruptcy is a good option for you is to talk with an experienced bankruptcy attorney. Most offer free consultations. Try to avoid any attorney who advertises low rates to get you in the door or pressures you into filing right away. Those attorneys are more concerned with their bottom line than yours.
    Answer Applies to: Colorado
    Replied: 2/12/2013
    Chicago Debt Solutions / Trepeck Bane, P.C. | Julie Trepeck
    Contact an attorney. If you are in Illinois and would like some legal advice please can call an attorney.
    Answer Applies to: Illinois
    Replied: 2/12/2013
Click to View More Answers:
12 3 4 5 Free Legal QuestionsConnect with a local attorney