How often are you allowed to file for bankruptcy? 34 Answers as of July 20, 2012

I chose to file Chapter 7 years ago. Now, I am in a situation where I need to file bankruptcy again. Is there a limit to the number of times you can file?

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Mercado & Hartung, PLLC
Mercado & Hartung, PLLC | Christopher J. Mercado
You won't be eligible for another discharge until 8 years after your first discharge (CH 7). Contact a local attorney for specifics.
Answer Applies to: Washington
Replied: 7/20/2012
Bankruptcy Law office of Bill Rubendall
Bankruptcy Law office of Bill Rubendall | William M. Rubendall
There is an 8 year bar to discharge. You have to wait 8 years after your chapter 7 was filed.
Answer Applies to: California
Replied: 7/18/2012
Dan Wilson Bankruptcy
Dan Wilson Bankruptcy | Dan Wilson
Eight years after the DATE YOU FILED.
Answer Applies to: Colorado
Replied: 7/13/2012
Attorney At Law | Harry D. Roth
You may file a chapter 13 now or you may wait one more year to file another chapter 7. It is 8 years, for the date of filing to the date of filing.
Answer Applies to: California
Replied: 7/11/2012
Alvin Lundgren | Alvin Lundgren
You can only file bankruptcy after 7 years.
Answer Applies to: Utah
Replied: 7/11/2012
    The Schreiber Law Firm
    The Schreiber Law Firm | Jeffrey D. Schreiber
    For Chapter 7, eight years after the prior Chapter 7 case was filed and for Chapter 13, 4 years after the prior Chapter 7 case was filed.
    Answer Applies to: California
    Replied: 7/9/2012
    Steven Alpers | Steven Alpers
    You can only get a new chapter 7 after 8 years have passed.? You could apply for a chapter 13 until then.
    Answer Applies to: California
    Replied: 7/9/2012
    Diefer Law Group, P.C.
    Diefer Law Group, P.C. | Abel Fernandez
    You can file a chapter 7 every eight years.
    Answer Applies to: California
    Replied: 7/9/2012
    Law Office of D.L. Drain, P.A.
    Law Office of D.L. Drain, P.A. | Diane L. Drain
    There are several different types of bankruptcy and several different periods of time. The easy answer is that you cannot file another chapter 7 for 8 years after the date you filed the first one. You can retain counsel and they may be able to buy you some time. Please understand that, unlike when you filed years ago, filing for bankruptcy now is a very complicated process. It is wise to talk to an experienced bankruptcy attorney before deciding to take this important step. Most Arizona bankruptcy attorneys offer a free consultation about the basics of bankruptcy.
    Answer Applies to: Arizona
    Replied: 7/9/2012
    Janet A. Lawson Bankruptcy Attorney
    Janet A. Lawson Bankruptcy Attorney | Janet Lawson
    You need 8 years between chapter 7's. You can file a chapter 13 now.
    Answer Applies to: California
    Replied: 7/9/2012
    Indianapolis Bankruptcy Law Office of Eric C. Lewis
    Indianapolis Bankruptcy Law Office of Eric C. Lewis | Eric Lewis
    Chapter 7 atleast eight years.
    Answer Applies to: Indiana
    Replied: 7/9/2012
    Ryan Legal Services, Inc.
    Ryan Legal Services, Inc. | Kevin Ryan
    you can file a ch 13 case AND qualify for a Discharge under 11 U.S.C. Section 1328. You are not yet eligible to file ch 7 and obtain a discharge. The look back limitation is 8 years from filing of prior Ch 7 case. If your situation is more complicated, sit down with a Bankruptcy Attorney to go over your options.
    Answer Applies to: Ohio
    Replied: 7/9/2012
    Musilli Brennan Associates PLLC
    Musilli Brennan Associates PLLC | John F Brennan
    Yes, but it is impossible to determine whether or not you would qualified to file again presently or not given the information which you have provided. Generally the you are not allowed to file bankruptcy for a period of 10 years after her prior discharge.
    Answer Applies to: Michigan
    Replied: 7/9/2012
    Law Office of Lynnmarie A. Johnson
    Law Office of Lynnmarie A. Johnson | Lynnmarie Johnson
    No, there is not a limit on the number of times, but you must wait 8 years between filing Chapter 7s. You would generally be eligible for a Ch 13 after only 4 years.
    Answer Applies to: Michigan
    Replied: 7/9/2012
    David Andersen & Associates PC | Jeremy Shephard
    There is not a limit on the amount of times you can file. You have to wait 8 years from the prior filing date before filing another Chapter 7.
    Answer Applies to: Michigan
    Replied: 7/9/2012
    Saedi Law Group
    Saedi Law Group | Lorena Saedi
    There is no limit to the number of times you can for Chapter 13 bankruptcy but you can only file a Chapter 7 bankruptcy once every 8 years from the date of filing.
    Answer Applies to: Georgia
    Replied: 7/9/2012
    The Law Offices of Kristy Qiu
    The Law Offices of Kristy Qiu | Mengjun Qiu
    You won't receive a discharge in another chapter 7 within 8 years of the prior filing. If you wish to file for a chapter 13, you can do so within 4 years of your last discharge.
    Answer Applies to: Florida
    Replied: 7/9/2012
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