How much would filing chapter 7 cost? 11 Answers as of March 03, 2016

How much will it cost and may I put half down and pay the rest when it is done?

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Ronald K. Nims LLC | Ronald K. Nims
The cost of a Chapter 7 depends on where you live and how complex your case is. Usually, it ranges between $1,500 and $2,500. You have to pay before you file because all debts, including court costs and legal fees are wiped out the day that you file.
Answer Applies to: Ohio
Replied: 3/3/2016
Janet A. Lawson Bankruptcy Attorney
Janet A. Lawson Bankruptcy Attorney | Janet Lawson
The law requires attorney to collect their fees in advance. They can't collect from you post filing. I charge 1200.00 plus 335.00 filing fee. Other lawyers charge more, some less.
Answer Applies to: California
Replied: 3/3/2016
Marc S. Stern
Marc S. Stern | Marc S. Stern
How much depends upon the complexity of the case, i.e. the issues or potential problems that the attorney sees when he looks at the case. On top of that are the filing fees and other costs. The courts have ruled that if you have not paid the attorney before the case is filed, the obligation is discharged. There are some esoteric exceptions to that but generally any lawyer who has been practicing bankruptcy requires all fees to be paid before filing.
Answer Applies to: Washington
Replied: 3/3/2016
Eranthe Law Firm
Eranthe Law Firm | Cate Eranthe
How much it costs in my office depends on what need to be done. I can only determine that after evaluating the case. Go see a knowledgeable local bankruptcy attorney in your area to receive a quote. Most that I know will take payments to get started. The balance must be paid before it is filed with the court or it is discharged and the attorney can't collect.
Answer Applies to: California
Replied: 3/3/2016
Danville Law Group | Scott Jordan
The bankruptcy court filing fee is $335. You may file a document requesting a waiver of the fee or request an installment plan. If you hire an attorney, the fees vary. Some will charge very little up front and then charge extra for completing the paperwork, filing the papers and appearing at the creditor's meeting. Others, like me, charge a one-time flat rate. If you file a Chapter 7, the bankruptcy judges will want to make sure you have paid the attorney in full prior to filing the petition and schedules, otherwise the attorney becomes a creditor and the debt owed is dischargeable placing the attorney in conflict with you as a creditor.
Answer Applies to: California
Replied: 3/3/2016
    GARCIA & GONZALES, P.C. | Richard N. Gonzales
    Legal fees for a consumer bankruptcy can start at $1,200 plus costs (court filing fee, and credit report fee, if applicable). Most attorneys will not file the bankruptcy unless everything is paid in full. Otherwise, any monies owed the attorney on the date of filing are discharged in the bankruptcy filing. Most attorneys will give you a few months to pay all fees and costs associated with your bankruptcy.
    Answer Applies to: Colorado
    Replied: 3/3/2016
    A Fresh Start
    A Fresh Start | Dorothy G Bunce
    Seriously, if you look at bankruptcy only based on the cost, and go with the cheapest price you can find, you may get a lot less than you pay for. Or, if you have to ask about the cost, you probably do not have enough debt to make bankruptcy a good option. If you are not eligible for bankruptcy under the GOOD FAITH test, because the total amount of your debt is too small, any fee is too much. The court filing fees are $335 in addition to the legal fee an attorney will charge/ There are also costs which include taking 2 classes and usually the cost of a DUE DILIGENCE credit report. So what will you get with the cheap legal fee? A stack of paperwork for you to fill out with little or no assistance from anyone with acceptable qualifications who can answer your questions. A clerical employee called a paralegal to prepare your paperwork, who may have experience, but no expertise in planning for best results or looking for potential problems. An attorney who perhaps you have never seen before and who may have just gotten your file acting on your behalf during a scary proceeding at the courthouse. If you pay a more experienced and professional attorney, you may find having someone who actually works with you from start to finish, sees problems and fixes them before your case is filed, and knows you better than your Mother when you go to the Courthouse.
    Answer Applies to: Nevada
    Replied: 3/3/2016
    Law Office of Stuart M. Nachbar, P.C.
    Law Office of Stuart M. Nachbar, P.C. | Stuart M. Nachbar
    Filing fee is 335. All fees, including counsel must be paid prior to the filing of the Petition. Attorney's Fees range from $1500 to $3500.
    Answer Applies to: New Jersey
    Replied: 3/3/2016
    Law Office of Michael Johnson
    Law Office of Michael Johnson | Michael Johnson
    normal fees and cost range from $1000 to $2000 in fee and $500 in costs. Some attorneys will take payment plans.
    Answer Applies to: Florida
    Replied: 3/3/2016
    Goldsmith & Guymon
    Goldsmith & Guymon | Marjorie Guymon
    A bankruptcy attorney will ask for all of your payment upfront. This because you discharged The obligation to pay the balance upon filing bankruptcy, just like you would any other pre-bankruptcy debt. The filing fee for Chapter 7 is $335. This can be waived if you qualify based on your income. You must basically be at poverty level. If this is your income then you may qualify for free legal services through the legal aid center of southern Nevada. If not, then depending upon the complexity of your case it could range from $1500, including the filing fee and upwards.
    Answer Applies to: Nevada
    Replied: 3/3/2016
    Richard B. Jacobson & Associates, LLC | Richard B. Jacobson
    There is no single answer. Lawyers' fees vary depending upon the complexity of the case, the experience of the lawyer, and the general rates charged in the community. Bankruptcy courts charge a filing fee for Ch. 7 cases of $335.00. In this area (Western District of Wisconsin), in ypical Ch. 7 case. lawyers often ask for an advance payment ('retainer') of $2,000,00, But there is a lot of variety. Good Luck.
    Answer Applies to: Wisconsin
    Replied: 3/3/2016
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