How much time must pass before I could file for bankruptcy for a second time? 13 Answers as of August 21, 2015

How much time must pass before I could file for bankruptcy for a second time?

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The Law Office of Darren Aronow, PC
The Law Office of Darren Aronow, PC | Darren Aronow
8 years for chapter 7.
Answer Applies to: New York
Replied: 8/21/2015
Janet A. Lawson Bankruptcy Attorney
Janet A. Lawson Bankruptcy Attorney | Janet Lawson
8 years between ch7's. You can file a ch13 at any time after a 7 but you won't get a discharge unless it has been 4 years from the 7. You can file 7 after a 13 in 6 years if you paid 100% or 70% and that was your "best effort".
Answer Applies to: California
Replied: 8/21/2015
Ronald K. Nims LLC | Ronald K. Nims
8 years.
Answer Applies to: Ohio
Replied: 8/21/2015
Law Office of Michael Johnson
Law Office of Michael Johnson | Michael Johnson
180 days. If case was dismissed. If you want another discharge it will depend on what chapter you are filing.
Answer Applies to: Florida
Replied: 8/19/2015
Musilli Brennan Associates PLLC
Musilli Brennan Associates PLLC | John F Brennan
In normal circumstances, 10 years from your last discharge.
Answer Applies to: Michigan
Replied: 8/19/2015
    GARCIA & GONZALES, P.C.
    GARCIA & GONZALES, P.C. | Richard N. Gonzales
    8 years after a chapter 7 discharge. However, 4 years after a chapter 7 discharge, you can file a chapter 13 and discharge most unsecured debt.
    Answer Applies to: Colorado
    Replied: 8/19/2015
    D.J. Rausa, Attorney at Law | D.J. Rausa
    An analysis of your prior case needs to be performed to determine exact dates. 8 years must pass between Chapter 7 cases.
    Answer Applies to: California
    Replied: 8/19/2015
    A Fresh Start
    A Fresh Start | Dorothy G Bunce
    Please, you need to provide at least some details. What kind of bankruptcy did you file before? What kind of bankruptcy do you now wish to file? If you previously filed a Chapter 7 and received a discharge completing it, you will need to wait 8 years after the initial filing date to file another Chapter 7 case in order to receive another discharge. You could always file another Chapter 7 earlier than 8 years, but it would not result in a discharge of debts.
    Answer Applies to: Nevada
    Replied: 8/19/2015
    Garner Law Office
    Garner Law Office | Daniel Garner
    It's 8 years from a previous chapter 7, but you can file under chapter 13 after 4 years.
    Answer Applies to: Oregon
    Replied: 8/19/2015
    Mauritz Van Niekerk, Attorneys at Law
    Mauritz Van Niekerk, Attorneys at Law | Christiaan van Niekerk
    8 years for a 7 and 4 for 13.
    Answer Applies to: New York
    Replied: 8/19/2015
    Law Offices of Joseph A. Mannis
    Law Offices of Joseph A. Mannis | Todd Mannis
    If we are talking between the time between Chapter 7s, it is eight years from the filing date of the prior case.
    Answer Applies to: California
    Replied: 8/19/2015
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