How many tmes can you file for bankrupcy 14 Answers as of March 23, 2011

Is there a limit on how many times you can file bankruptcy? If you filed jointly 7 years ago can you file again?

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Uriarte & Wood, Attorneys at Law
Uriarte & Wood, Attorneys at Law | Robert G. Uriarte
You may only obtain a discharge once every eight years from the date of your last filing. Check your last filing date and see when the eight years is up.
Answer Applies to: California
Replied: 3/23/2011
Cohen & Kendziorra, P.A.
Cohen & Kendziorra, P.A. | Robert S. Cohen
You can file Chapter 7 bankruptcy every 8 years from the filing date of your previous filing provided you qualify.
Answer Applies to: Florida
Replied: 3/21/2011
Indianapolis Bankruptcy Law Office of Eric C. Lewis
Indianapolis Bankruptcy Law Office of Eric C. Lewis | Eric Lewis
As long as the bankruptcy is done in good faith, one can file for Chapter 7 relief every 8 years. That said, after multiple filings, the bankruptcy trustee will and creditors will look at the case harder to make sure that it does not involve fraud and is in fact done in good faith.
Answer Applies to: Indiana
Replied: 3/18/2011
Janet A. Lawson Bankruptcy Attorney
Janet A. Lawson Bankruptcy Attorney | Janet Lawson
It is 8 years between Chapter 7 cases.
Answer Applies to: California
Replied: 3/17/2011
Mercado & Hartung, PLLC
Mercado & Hartung, PLLC | Christopher J. Mercado
In cases where a discharge has been entered, a person's eligibility to file again is as follows, Time between Discharges: Ch7 - Ch 7 : 8yrs Ch 7 - Ch 13: 4yrs
Answer Applies to: Washington
Replied: 3/17/2011
    Bankruptcy Law Center
    Bankruptcy Law Center | Bill Zurinskas
    You can generally file a Chapter 7 Bankruptcy eight years after filing a previous Chapter 7 Bankruptcy or sixyears after filing a previous Chapter 13 Bankrupty.
    Answer Applies to: Colorado
    Replied: 3/17/2011
    The Law Office of John T. MacDonald Jr., PLLC
    The Law Office of John T. MacDonald Jr., PLLC | John MacDonald Jr.
    There is no limit to the number of times you file. However, depending on what chapter you filed there is a time period you will have to wait before filing again. For example, you cannot file another Chapter 7 for a period of eight years from the date of your filing. It is best to contact a bankruptcy attorney to discuss your particular situation. Most bankruptcy attorneys offer a free consultation including myself. If you have any further questions feel free to contact me.
    Answer Applies to: Michigan
    Replied: 3/18/2011
    Carballo Law Offices
    Carballo Law Offices | Tony E. Carballo
    You cannot file a C7 case until 8 years after you last filed a C7 case. You can file a C13 case now.
    Answer Applies to: California
    Replied: 3/17/2011
    Law Offices of Joseph A. Mannis
    Law Offices of Joseph A. Mannis | Todd Mannis
    If you filed a Chapter 7, it is eight years from the date of filing that petition until you may file another Chapter 7.
    Answer Applies to: California
    Replied: 3/17/2011
    Law Office of L. Paul Zahn
    Law Office of L. Paul Zahn | Paul Zahn
    You cannot file chapter 7 bankruptcies any sooner than 8 years apart. Chapter 13s can be filed every four years. At some point, however, the court would grow concerned about your ongoing credit issues and may deny a discharge.
    Answer Applies to: California
    Replied: 3/17/2011
    Burnham & Associates
    Burnham & Associates | Stephanie K. Burnham
    You may file again 8 years after receiving a discharge in a Chapter 7 bankruptcy. It is less if you received a discharge in a previously filed Chapter 13.
    Answer Applies to: New Hampshire
    Replied: 3/17/2011
    Ferguson & Ferguson
    Ferguson & Ferguson | Randy W. Ferguson
    There is no limit. It all depends on when you filed and what chapter. Call a bankruptcy attorney and tell them when you filed. They can tell you when you can file again. All information and responses to this question are not to be deemed as legal advice, nor does it create an attorney client relationship. You should consult with an attorney who can discuss the facts of your case in greater detail and provide you with legal counsel.
    Answer Applies to: Alabama
    Replied: 3/17/2011
    The Law Office of Mark J. Markus
    The Law Office of Mark J. Markus | Mark Markus
    You can file bankruptcy as many times as you want. The issue is whether you're eligible and can receive a discharge. There isn't enough information to answer the question I think you're trying to ask. If you filed a Chapter 7 case 7 years ago, then you cannot receive a discharge in a Chapter 7 case filed now; you would need to wait until 8 years have passed since your last case was filed. However, you could file a Chapter 13 case now and receive a discharge. It all depends on what chapter you filed before, what happened in your prior case, when it was filed, and what you're eligible for now.
    Answer Applies to: California
    Replied: 3/17/2011
    The Orantes Law Firm
    The Orantes Law Firm | Giovanni Orantes
    There is no limit on the number of times you may file, but at this point, you can only file for Chapter 7 protection every 8 years.
    Answer Applies to: California
    Replied: 3/17/2011
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