Freeman Law Group, LLC | Derek Freeman
You can file a bankruptcy 8 years after receiving a chapter 7 discharge, or 6 years after filing a chapter 13 case. As for whether it will be easy, that depends on how familiar you are with bankruptcy law. You don't sound very knowledgeable of it, so it will probably be very difficult for you. That is why there are lawyers who represent people in bankruptcy. You should contact one.
Answer Applies to: Colorado
Danville Law Group | Scott Jordan
There is no limit on the number of times a person can file bankruptcy during their lifetime. However, there are limits as to how often one can file. It is difficult to say whether filing your bankruptcy will be easy. If you fall behind on your mortgage payments, you need to discuss with an attorney regarding your options and whether bankruptcy would of any use to you.
Answer Applies to: California
Rosenberg & Press | Max L. Rosenberg
You can file bankruptcy successfully as many times as federal law allows which currently is not more often than every 8 years. That is for Chapter 7 only.? Its an incredibly complex and difficult process that is not even remotely easy to do on your own. You need an experienced bankruptcy attorney who knows the state and federal exemption laws and works with them daily.
Answer Applies to: Connecticut
A Fresh Start | Dorothy G Bunce
Bankruptcy law does not impose a limit to the number of times a person can file. The ability to obtain a discharge in a Chapter 7 is restricted to once every 8 years. If a case is filed and no discharge is awarded, it is possible that the court could restrict a debtor from being eligible to file again for a certain period of time if the court decides prior filings were not in good faith.
Answer Applies to: Nevada
Law Offices of Daniel J Winter | Daniel J Winter
It's not the number of times that matters. You can only file Chapter 7 if your last Chapter 7 was 8 years ago or more. Call a lawyer now to discuss your options. You can file Chapter 13 (payment plan) if you can't file Chapter 7 yet.
Answer Applies to: Illinois