How long to get a Chapter 7 bankruptcy off my credit report? 5 Answers as of October 13, 2010

How long will it take to get a Chapter 7 bankruptcy off my credit report if I file for bankruptcy in 2011?

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Law Offices of Michael J. Berger
Law Offices of Michael J. Berger | Michael J. Berger
Ten years.
Answer Applies to: California
Replied: 10/13/2010
The Law Office of Mark J. Markus
The Law Office of Mark J. Markus | Mark Markus
10 years from the date of filing.
Answer Applies to: California
Replied: 10/11/2010
Law Office of Barbara Seeley Curtis
Law Office of Barbara Seeley Curtis | Barbara Curtis
10 years. That does not mean you cannot get credit.
Answer Applies to: Florida
Replied: 10/11/2010
Diefer Law Group, P.C.
Diefer Law Group, P.C. | Abel Fernandez
10 years.
Answer Applies to: California
Replied: 10/8/2010
The Orantes Law Firm
The Orantes Law Firm | Giovanni Orantes
The fact that you filed a bankruptcy case may legally remain on your credit report for 11 years. Some credit reporting agencies will stop reporting it after 7 years though. That does not mean that your FICO score will remain low after you file a bankruptcy case. Soon after you file you will start receiving offers for cars or credit cards with modest available lines, which you can accept and cultivate to increase your FICO. Your car payments and mortgage payments post-bankruptcy can also help your credit history and score.
Answer Applies to: California
Replied: 10/8/2010
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