How long does it take for bankruptcy to be removed from a credit report? 18 Answers as of July 12, 2013

How long does it take for bankruptcy to be removed from a credit report? Will it be done automatically, or do I have to do it?

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Burnham & Associates
Burnham & Associates | Stephanie K. Burnham
Bankruptcy is usually no longer listed on your Credit Report after seven years past your discharge date. If the credit reporting agency fails to remove it automatically you will need to contact them.
Answer Applies to: New Hampshire
Replied: 6/8/2011
Law Office of Maureen O' Malley
Law Office of Maureen O' Malley | Maureen O'Malley
It remains on the credit report for 10 years and is removed automatically.
Answer Applies to: Virginia
Replied: 6/8/2011
Mercado & Hartung, PLLC
Mercado & Hartung, PLLC | Christopher J. Mercado
It usually takes 7-10yrs.
Answer Applies to: Washington
Replied: 6/8/2011
Indianapolis Bankruptcy Law Office of Eric C. Lewis
Indianapolis Bankruptcy Law Office of Eric C. Lewis | Eric Lewis
Depends on the credit reporting bureau, but it can range from 7 to 10 years.
Answer Applies to: Indiana
Replied: 6/8/2011
The Law Offices of Alan M. Laskin
The Law Offices of Alan M. Laskin | Jared B. Gaynor
Bankruptcy stays on your credit report, under the public records section, for 10 years from the time of filing.
Answer Applies to: California
Replied: 6/8/2011
    Bankruptcy Law office of Bill Rubendall
    Bankruptcy Law office of Bill Rubendall | William M. Rubendall
    A bankruptcy stays on a credit report for a long time. After ten years it automatically drops off the credit report.
    Answer Applies to: California
    Replied: 6/8/2011
    Greifendorff Law Offices, PC
    Greifendorff Law Offices, PC | Christine Wilton
    A bankruptcy will remain on your credit report for 10 years. It should automatically be removed, but you know how those credit bureaus can be. It's up to you to speak up when something is not right. Check your credit reports every year for accuracy.
    Answer Applies to: California
    Replied: 6/7/2011
    Law Office of L. Paul Zahn
    Law Office of L. Paul Zahn | Paul Zahn
    8-10 years. It will drop off automatically (but if it hasn't, you should contact the credit reporting agencies). If you are looking for a bankruptcy attorney and are in my area, please contact me for a free consultation.
    Answer Applies to: California
    Replied: 6/8/2011
    Carballo Law Offices
    Carballo Law Offices | Tony E. Carballo
    It will automatically be off your credit report after 10 days from filing date if you filed a Chapter 7 and 7 years if you filed a Chapter 13 case.
    Answer Applies to: California
    Replied: 6/8/2011
    Ashman Law Office
    Ashman Law Office | Glen Edward Ashman
    10 years (it's automatic). Some Chapter 13s (not all) age off faster, at 7 years.
    Answer Applies to: Georgia
    Replied: 6/7/2011
    Ursula G. Barrios Law
    Ursula G. Barrios Law | Guillermo Machado
    7-10 years.
    Answer Applies to: California
    Replied: 6/7/2011
    The Law Office of Mark J. Markus
    The Law Office of Mark J. Markus | Mark Markus
    Credit reporting agencies can report a bankruptcy for up to 10 years after the filing date. Beyond that date, it should not appear on your reports.
    Answer Applies to: California
    Replied: 6/7/2011
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