How long does a Chapter 7 stay on your credit? 25 Answers as of August 23, 2012

Did a chapter 7 always stay on your credit report for 10 years? Even before the law changed in 2005?

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The Law Office of Mark J. Markus
The Law Office of Mark J. Markus | Mark Markus
10 years is the current length that a credit reporting agency can report a bankruptcy (from the date of filing). It has nothing to do with bankruptcy law at all. It's a completely separate law that governs that.
Answer Applies to: California
Replied: 8/23/2012
William C. Gosnell, Attorney at Law
William C. Gosnell, Attorney at Law | William C. Gosnell
Ten years.
Answer Applies to: Tennessee
Replied: 8/23/2012
Law Office of Pho Ethan Tran PLLC
Law Office of Pho Ethan Tran PLLC | Pho Ethan Tran
Yes
Answer Applies to: Texas
Replied: 8/15/2012
Graves Law Firm
Graves Law Firm | Steve Graves
The 2005 amendments to the bankruptcy code didn't change the credit reporting laws.? The ten-year rule for court records was in place well before 2005, ans it still is.
Answer Applies to: Texas
Replied: 8/15/2012
Steven Harrell, Attorney at Law | Waymon Steven Harrell
10 years.
Answer Applies to: Georgia
Replied: 8/15/2012
    The Bankruptcy Center | Meredith P. Ezzell
    A Chapter 7 bankruptcy will stay on your credit report for 7 to 10 years depending upon which of the three credit reporting agencies you are looking at - Equifax, Experian or TransUnion.
    Answer Applies to: North Carolina
    Replied: 8/15/2012
    The Schreiber Law Firm
    The Schreiber Law Firm | Jeffrey D. Schreiber
    The 2005 change in the law has nothing to do with the time frames that matters remain on a credit report. A bankruptcy is on a credit report for 10 years as it is a public record, just as are tax liens and judgments, which can also remain for 10 years.
    Answer Applies to: California
    Replied: 8/15/2012
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