How long does an abstract of judgement remain on a credit report? 8 Answers as of March 26, 2012

Once a Chapter 7 bankruptcy is filed, how long does an abstract of judgment remain on a credit report?

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Debt Relief Law Center | Roger J. Bus
Chapter 7s can be on your credit report "up to 10 years."
Answer Applies to: Michigan
Replied: 3/26/2012
Bankruptcy Law office of Bill Rubendall
Bankruptcy Law office of Bill Rubendall | William M. Rubendall
An abstract of judgment stays on record for ten years and can be renewed for an additional ten years.
Answer Applies to: California
Replied: 3/26/2012
T.K. Byrne | Timothy K. Byrne
It can stay up to eight years. It should show BK as a comment to indicate the debt was part of a bankruptcy filing.
Answer Applies to: Mississippi
Replied: 3/24/2012
Law Office of J. Scott Logan, LLC
Law Office of J. Scott Logan, LLC | John Scott Logan
Up to 12 years, usually at least 7.
Answer Applies to: Maine
Replied: 3/23/2012
Carballo Law Offices
Carballo Law Offices | Tony E. Carballo
It stays forever but the underlying judgment is valid for 10 years and renewable over and over again forever. Therefore, so long as the judgment is valid then the lien is valid. Once the judgment expires (not renewed) then the lien will remain but will not be valid so it may have to be removed by a court order. The Chapter 7 case does not remove the lien. The bankruptcy discharge makes the judgment legally unenforceable. A motion to void the lien needs to be filed in the bankrutpcy case and a court order obtained voiding the lien and then the order voiding the lien must be recorded. Otherwise, the lien will continue to cloud the title to the property forever and you will not be able to refinance and sell the house because the title company will require removal of the lien. Do it now while in Chapter 7 or you will regret it because it will cost you a lot more to remove the lien later and will take a lot longer.
Answer Applies to: California
Replied: 3/23/2012
    Janet A. Lawson Bankruptcy Attorney
    Janet A. Lawson Bankruptcy Attorney | Janet Lawson
    Judgements are good for 10 years, then they must be renewed or they expire. They can be removed in bankruptcy by motion if you meet the criteria (they must "impair" your exemptions). You see a lawyer about getting them removed.
    Answer Applies to: California
    Replied: 3/23/2012
    Diefer Law Group, P.C.
    Diefer Law Group, P.C. | Abel Fernandez
    An abstract remains on your credit for 10 years if it was not secured against real property. If it has become a lien, you need to file a motion to remove the lien from the property.
    Answer Applies to: California
    Replied: 3/23/2012
    The Schreiber Law Firm
    The Schreiber Law Firm | Jeffrey D. Schreiber
    Bankruptcy affects the obligation to pay a debt by discharging the obligation. It does not remove liens or Abstracts Of Judgment just by filing bankruptcy.
    Answer Applies to: California
    Replied: 3/23/2012
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