How long do I have to wait for my discharge papers and can I finance a car before I receive my papers? 7 Answers as of August 18, 2015

I filed bankruptcy chapter 7 in April but I have a court date for June.

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Janet A. Lawson Bankruptcy Attorney
Janet A. Lawson Bankruptcy Attorney | Janet Lawson
This looks like an old post. Wait to buy the car, I can't imagine anyone giving you a decent interest rate while you are in bankruptcy.
Answer Applies to: California
Replied: 8/18/2015
GARCIA & GONZALES, P.C.
GARCIA & GONZALES, P.C. | Richard N. Gonzales
The discharge is normally received about 75 to 80 days after the creditors' meeting. Yes, you can buy a car now (I know nothing about your file, so this answer is assuming you have a standard chapter 7 filing, and there were NO issues in your case).
Answer Applies to: Colorado
Replied: 8/17/2015
Stephens Gourley & Bywater | David A. Stephens
It takes 90 to 120 days to get a discharge in chapter 7, assuming there are not objections. You can finance a car before then if the finance company will let you.
Answer Applies to: Nevada
Replied: 8/17/2015
Mauritz Van Niekerk, Attorneys at Law
Mauritz Van Niekerk, Attorneys at Law | Christiaan van Niekerk
Papers take about 9 weeks and yes you can go ahead and get a new car if it is a Chapter 7.
Answer Applies to: New York
Replied: 8/17/2015
The Law Office of Darren Aronow, PC
The Law Office of Darren Aronow, PC | Darren Aronow
You will get your discharge 60 days after court date.
Answer Applies to: New York
Replied: 8/17/2015
    Richard B. Jacobson & Associates, LLC | Richard B. Jacobson
    It generally takes about 90 days from the day your file your petition to the granting of the discharge. You can probably seek to finance a car even before you get the discharge, but it's best to wait until after. From the months you identify, this sounds like a very stale question.
    Answer Applies to: Wisconsin
    Replied: 8/17/2015
    A Fresh Start
    A Fresh Start | Dorothy G Bunce
    Sure would have helped if you had explained what your court date in June was about. If it was your 341 meeting with the trustee, that is not a court date. But you should be eligible for your discharge soon. Why don?t you read your B9A form from the court? Under the section marked deadlines it will indicate a date that any creditors must meet to object to your discharge. Once that date passes, the clerk may enter your discharge at any time. As to financing the purchase of a car, that is a decision the lender must make. The bankruptcy court does not care if you finance the purchase of a car before or after you receive a chapter 7 discharge.
    Answer Applies to: Nevada
    Replied: 8/17/2015
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