How do I know the legality of my debt fee? Posted on May 20, 2011

I have a debt incurred 2000-2001 in New York state for university that was sent to collections. The collection company wants the actual debt of $1440 and a $770 collection fee. I've have written to dispute the fee, but have been told it doesn't matter. Is it legal to attach such a gross amount? I'm willing to pay what I owe, but refuse to my exorbitant fee.

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