How do I find out if my father had a life insurance policy that my mother never cashed? 5 Answers as of January 13, 2012

How can I find out if my deceased father had a life insurance policy that my mother (also now deceased) never cashed in?

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Law Offices of Frances Headley | Frances Headley
Whoever is the personal representative of either estate should be able to inquire of the insurance company as to the disposition of the policy.
Answer Applies to: California
Replied: 1/13/2012
THE BROOME LAW FIRM, LLC
THE BROOME LAW FIRM, LLC | Barry D. Broome
During the process of settling the estate of a deceased, the Executor is responsible to do a search for all assets and liabilities. Was this done? If not, it would require the sending a notice letter to each insurance company that your parents did business with. The final approach would be to involve the Insurance Commissioners office.
Answer Applies to: Georgia
Replied: 1/13/2012
Gregory T. Taylor, ESQ | Gregory Taylor
If you find evidence of a life insurance policy in your father or mother's personal effects, you need to contact the insurance company directly with the policy number and information regarding the decedent. Then you may need to provide death certificates, etc., but the life insurance company has a duty to accurately and fairly deal with you regarding whether the policies have been paid.
Answer Applies to: Kentucky
Replied: 1/13/2012
Fears & Nachawati | Andrea Perez
You will need to call the provider of the life insurance policy. They will not give you any information about the account amount or who is the beneficiary, however, you will at least find out if there was an actual policy.
Answer Applies to: Texas
Replied: 1/13/2012
Minor, Bandonis and Haggerty, P.C.
Minor, Bandonis and Haggerty, P.C. | Brian Haggerty
It's tough. If there was an insurance policy, then premiums were paid, so you can check old bank records for payments. Other than that, a search letter to all the insurance agents in town is about the only way.
Answer Applies to: Oregon
Replied: 1/13/2012
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