How do I fight a civil suit for an auto accident? 21 Answers as of February 17, 2012

If you are being sued then your insurance should cover the defense of the lawsuit. Otherwise, you will probably have to hire an attorney. You can bring your own suit for property damage in small claims court, or if your damages are larger than that-or if you were injured-you can bring a lawsuit in circuit court. You will need to consult with an attorney for that.

Hmmm.... is this a trick question? Perhaps this is somewhat of a complicated question. If you know the car's owner is someone other than yourself, then simply provide proof of ownership to other side and they should dismiss you, unless of course you were the driver.

The owner's insurance should be the primary and yours the secondary if the primary insurance cannot cover the damages. You should contact your own insurance company to discuss defending you in the lawsuit.

Turn the claim over to your insurance company or the other persons insurance company and let them sort it out. As long as it is covered and counsel is provided, you're good to go.

If you were negligent in driving and caused a collision, then you have to pay for all the damage you did.

Report the suit to your insurance company and let them worry about it.

Your question is not clear. If you were driving a friend's car, with their permission and you had an accident, you were a "permissive driver" and covered under the policy. You MUST immediately turn over all documents to your friend's insurance and cooperate with them. Your failure to cooperate would be a basis for denying the claim. Do not delay.

The owner's insurance should have covered whoever was driving the vehicle, unless the vehicle was being driven without the owner's permission. If there was no permission, the probably won't be any insurance coverage. If you are being sued, talk with the owner's insurance and find out why they're not providing you a defense. If they won't respond, you'll have to find your own attorney (and you might have an action against the insurer for bad faith). Talk to an attorney first to find out your rights.

You should contact their insurance carrior and make a demand.

First of all, you should turn the lawsuit over to your insurance company, regardless of whether the other company should have covered it or not. Your insurance company will then be obligated to hire an attorney to defend you and they may also fight the other insurance company to pick up the case. However, at least in Indiana, if you were driving the other person's vehicle with their permission, you would be considered a permissive user under the other person's insurance, and they should be covering you.