How can I remove a bankruptcy from my credit report? 19 Answers as of September 30, 2013

I filed for bankruptcy and was in it for three months. I could no longer pay so I stopped. I need to get it out of my credit report.

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Law Office of Thomas C. Phipps | Thomas C Phipps
You can't remove it. The report should show that the case was dismissed.
Answer Applies to: Missouri
Replied: 9/30/2013
Colorado Legal Solutions
Colorado Legal Solutions | Stephen Harkess
You cannot have it removed. You actually filed, so the information is accurate.
Answer Applies to: Colorado
Replied: 9/11/2013
Goldsmith & Guymon
Goldsmith & Guymon | Marjorie Guymon
You cannot remove the notation from your credit report. It will remain on there as any bad debt notation and it will automatically fall off after 10 years.
Answer Applies to: Nevada
Replied: 9/11/2013
Law Office of Susan G. Taylor
Law Office of Susan G. Taylor | Susan G. Taylor
It will always be on Pacer, the government's electronic filing system. But a credit repair agency might help you remove it from your credit report. Typically, a chapter 13 is on the report 7 years & a chapter 7 for 10 years.
Answer Applies to: Texas
Replied: 9/11/2013
Idaho Bankruptcy Law | Paul Ross
A bankruptcy, whether successful or not, will report on your credit from 7 to 10 years. It depends on the chapter you filed as well.
Answer Applies to: Idaho
Replied: 9/11/2013
    Danville Law Group | Scott Jordan
    What you ask cannot be done. Sorry.
    Answer Applies to: California
    Replied: 9/11/2013
    Janet A. Lawson Bankruptcy Attorney
    Janet A. Lawson Bankruptcy Attorney | Janet Lawson
    That cannot legally be done.
    Answer Applies to: California
    Replied: 9/11/2013
    Law offices of John P. Brooke | John Brooke
    Generally, like any other bad mark on your credit report, bankruptcy will be listed for seven to ten years. A chapter 7 bankruptcy stays on your credit report for ten years and a chapter 13 stays on the credit report for seven years after the case is closed. There is really nothing you can do to remove it earlier even if you filed a chapter 13 and it was dismissed after only several months.
    Answer Applies to: New York
    Replied: 9/11/2013
    Deborah F Bowinski, Attorney & Counselor at Law | Debby Bowinski
    You can't. The credit report includes historical information, sand in the public records portion of the report that historical information includes court cases of a collection or financial nature in which you have been a party.
    Answer Applies to: Colorado
    Replied: 9/11/2013
    Sanford M. Martin, P.A. | Sanford M. Martin
    Contact the credit agency to report the latest. There are three major agencies which just report what they receive. You can add a comment to your report which explains the situation.
    Answer Applies to: Florida
    Replied: 9/11/2013
    Law Office of J. Thomas Black, P.C.
    Law Office of J. Thomas Black, P.C. | J. Thomas Black
    There is no legal way to have an accurate public record like a bankruptcy removed from your credit report. There are illegal ways, that could get you in very serious trouble. Sorry, but your actions have consequences.
    Answer Applies to: Texas
    Replied: 9/11/2013
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