How can I collect money from an uninsured driver? 14 Answers as of July 12, 2013

If a person has a suspended licenses and no insurance but was driving, then a car turns into your lane and hits your tire, what should you do? There is no damage to your car just a dent on your tire but the other car bumper is not good.

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David F. Stoddard
David F. Stoddard | David F. Stoddard
You should have uninsured coverage that will pay the damage. In SC uninsured coverage is mandatory. You can sue the uninsured driver personally, but it would be hard to collect and probably a waste of time.
Answer Applies to: South Carolina
Replied: 4/19/2011
Law Office of Curry & Westgate
Law Office of Curry & Westgate | Patrick Curry
Go to small claims court.
Answer Applies to: California
Replied: 4/19/2011
Patrick M Lamar Attorney
Patrick M Lamar Attorney | Patrick M Lamar
You really cannot collect money, unless the adverse driver has independent assets. If not, you can have their license and registration pulled but that is not much of a deterrent with this person.
Answer Applies to: Alabama
Replied: 4/19/2011
Paul Whitfield and Associates P.A.
Paul Whitfield and Associates P.A. | Paul L. Whitfield
If just a dent in your tire what do you care? What are you after? What do you expect to get? I don't understand the question.
Answer Applies to: North Carolina
Replied: 7/12/2013
Lyle B. Masnikoff and Associates
Lyle B. Masnikoff and Associates | Lyle B. Masnikoff
No attorney will take case so only chance is small claims court but you will likely waste a lot of time and money and never collect.
Answer Applies to: Florida
Replied: 4/18/2011
    Michael Anthony Wing, P.C.
    Michael Anthony Wing, P.C. | Michael Anthony Wing
    I am a bit confused by your question, but you can file a claim on your own collision policy or uninsured policy if the uninsured driver caused your damage. The license suspension shouldn't have anything to do with it, believe it or not, as it is not legally relevant to who caused the harm. Stay well.
    Answer Applies to: Alabama
    Replied: 4/18/2011
    Theodore W. Robinson, P.C.
    Theodore W. Robinson, P.C. | Theodore W. Robinson
    You should first check to see if you have "Uninsured Motorist" insurance coverage as part of your own insurance policy. That should cover your damages since its usually part of your policy. If you don't have it, then you can still sue the other driver personally. Good luck.
    Answer Applies to: New York
    Replied: 4/18/2011
    The Law Office of Eric R. Chandler, P.C., L.L.O.
    The Law Office of Eric R. Chandler, P.C., L.L.O. | Eric R. Chandler
    You can always sue them, however, that will not do you much good unless the person has the ability to pay off the judgment you receive against them in court. If you have your own auto insurance, you are better to pursue compensation that way whenever possible.
    Answer Applies to: Nebraska
    Replied: 4/18/2011
    Allegretti & Associates
    Allegretti & Associates | James L. Allegretti
    File a complaint in small claims court. Keep in mind it may not be worth your while to try to collect.
    Answer Applies to: Illinois
    Replied: 4/18/2011
    Ferguson & Ferguson
    Ferguson & Ferguson | Randy W. Ferguson
    If a person is uninsured, the state is suppose to take their license and tags if they do not set up arrangements to pay you. You can file suit in small claims court and try to get a judgment. If they do not pay you, you can attempt to garnish their wages. Remember, it may be easy to get a judgment, collecting it may be impossible.
    Answer Applies to: Alabama
    Replied: 4/18/2011
    Kirshner & Groff
    Kirshner & Groff | Richard M. Kirshner
    take him to small claims court and get a judgement against him. However, if he has no money you won't be able to collect on it.
    Answer Applies to: Florida
    Replied: 4/18/2011
    Ramunno & Ramunno, P.A.
    Ramunno & Ramunno, P.A. | Lawrence A. Ramunno
    Hopefully you have Uninsured motorist coverage under your auto insurance of a member of a household that has uninsured motorist coverage.
    Answer Applies to: Delaware
    Replied: 4/18/2011
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